309 Cross St, Harrison, NJ 07029 Property Records

Hudson County and Harrison Town property record for 309 Cross St, Harrison, NJ 07029

Property Summary

Property Type	Single Family Home
Details	3,879 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2004)
Tax Bill	$12,745 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00036-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`04-00036-0000-00010`
Alternative APNs	`040003600010` `449300`

Interior

Stories	3 Stories
Building Area	3,879 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Account Number	449300
Street Address	309 CROSS ST
City	HARRISON
State	NJ
Zip	07029-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F1
Legal Block	36
Legal Lot Number	10
Jurisdiction	HUDSON NJ
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2007
Census Tract	13500

Owner

309 Cross St is owned by two individuals who bought it in May 2004.

Source: Hudson County and Harrison Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	257 DAVIS AVE, KEARNY, NJ 07032-3417
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2004 · Amount on File
Deed Sale	May 20, 2004 · Amount on File
Prior Sale	Mar 2, 1999 · Amount on File
Deed Document Number	20047933
Deed Book / Page	7287 / 11
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	309 CROSS ST, HARRISON, NJ 07029-1284
Document Number	0060153700
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 CROSS ST HARRISON NJ 070291284, HARRISON, NJ 07029-1284

Mortgage

Document Number	0060153700
Date	Dec 12, 2019
Book Page	019514/000932
Instrument	60153700

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 309 Cross St was $12,745, up 1.6% from the year before.

Source: Hudson County and Harrison Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Harrison Town
Unified School District	Harrison Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,600 (-) Land $210,000 Building $324,600	$534,600 (-) Land $210,000 Building $324,600
2025	$12,745.00 (+1.62%)	$534,600 Land $210,000 Building $324,600	$534,600 Land $210,000 Building $324,600
2024	$12,542.00
2023		$534,600 Land $210,000 Building $324,600	$534,600 Land $210,000 Building $324,600
2022	$12,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON W DEPT serves 14,425 people · EPA ID NJ0904001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20