San Diego County property record for 312 Cole Ranch Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,725 sqft Living Area |
| Lot Size | 14,789 sqft (0.34 acres) |
| Garage | Carport |
| Last Sale | $3,420,000 (2025) |
| Tax Bill | $25,297.00 (2025) |
| Primary APN | 265-023-44-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,725 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 14,789 sqft (0.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 312 COLE RANCH RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 31 LOTS 26 THRU 28 ST&ALLEY CLSD ADJ& TR 000287 |
| Legal Subdivision | OLIVENHAIN COLONY |
| Legal Tract | 000287 |
| Legal Block | 31 |
| Legal Lot Number | 26-28 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 17111 |
Source: San Diego County records · APN 265-023-44-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1927 SOMERSET AVE, ENCINITAS, CA 92024 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 29, 2025 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 18, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Mar 18, 2019 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) US BANK NA |
| Mar 06, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 26, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 21, 2017 | Grant Deed, Transfer · Conventional Mortgage ISERVE RESID'L LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2019 · Amount on Record |
| Deed Doc Number | 2025269439 |
| Prior Transfer Date | Mar 13, 2019 |
| Prior Transfer Doc | 0000095499 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000168930 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-0168930 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2025 |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000269439 |
| Map Reference | MAP 287 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025-0269439 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1927 SOMERSET AVE, CARDIFF BY THE SEA, CA 92007-1653 |
| Document Number | 0000269440 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-0269440 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 18, 2019 |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000592468 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 592468 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,172.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 312 COLE RANCH RD ENCINITAS CA 920246416, ENCINITAS, CA 92024-6416 |
| Document Number | 592469 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 592469 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 18, 2019 |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000095499 |
| Map Reference | MAP 287 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019-0095499 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE CO SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 614 OCEAN VIEW AVE, ENCINITAS, CA 92024-2630 |
| Document Number | 0000095500 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019-0095500 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 06, 2018 |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000088278 |
| Instrument Date | Feb 05, 2018 |
| Instrument | 88278 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 614 OCEAN VIEW AVE ENCINITAS CA 920242630, ENCINITAS, CA 92024-2630 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 26, 2017 |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000439994 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 439994 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 614 OCEAN VIEW AVE ENCINITAS CA 920242630, ENCINITAS, CA 92024-2630 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 21, 2017 |
| Property Address | 312 COLE RANCH RD, ENCINITAS, CA 92024-6416 |
| Document Number | 0000434252 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 434252 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 614 OCEAN VIEW AVE ENCINITAS CA 920242630, ENCINITAS, CA 92024-2630 |
| Document Number | 434253 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 434253 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $779,393 (-64.85%) Land $547,134 Building $232,259 | |
| 2025 | $25,297.00 (+8.66%) | $2,217,168 (+4.04%) Land $1,203,008 Building $1,014,160 |
| 2023 | $23,281.00 (+3.63%) | $2,131,075 Land $1,156,295 Building $974,780 |
| 2022 | $22,465.00 |
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