255 Cole Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 255 Cole Ranch Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,132 sqft · built 1992
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$2,765,000 (Apr 2022)
Tax Bill	$31,669 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-221-87-00`

Property Details

APN / Parcel Number

Primary APN	`259-221-87-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,132 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	255 COLE RANCH RD
City	ENCINITAS
State	CA
Zip	92024-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 1 TR 012546
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012546
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2017
Census Tract	17111

Owner

255 Cole Ranch Rd is owned by a company that acquired it in October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	255 COLE RANCH RD, ENCINITAS, CA 92024-6414
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Grant Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
May 4, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jan 18, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Jan 18, 2017 · Amount on File
Deed Document Number	2022151912
Last Transfer Date	Oct 4, 2024
Transfer Doc	0000309851
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2022
Property Address	255 COLE RANCH RD, ENCINITAS, CA 92024-6414
Document Number	0000151912
Map Reference	MAP 12546
Instrument Date	Mar 24, 2022
Instrument	2022-0151912
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	255 COLE RANCH RD, ENCINITAS, CA 92024-6414

Mortgage

Document Number	0000151913
Date	Apr 7, 2022
Instrument	2022-0151913

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.25%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2017
Property Address	255 COLE RANCH RD, ENCINITAS, CA 92024-6414
Document Number	0000200004
Instrument Date	Apr 25, 2017
Instrument	200004
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	255 COLE RANCH RD ENCINITAS CA 920246414, ENCINITAS, CA 92024-6414

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2017
Property Address	255 COLE RANCH RD, ENCINITAS, CA 92024-6414
Document Number	0000027920
Instrument Date	Dec 28, 2016
Instrument	27920
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,699.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8731 N 65TH ST PARADISE VALLEY AZ 852531886, PARADISE VALLEY, AZ 85253-1886

Tax Assessment & Valuation

The 2025 property tax bill for 255 Cole Ranch Rd was $31,669.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,992,901 (+2%) Land $2,002,484 Building $990,417
2025	$31,669.00	$2,934,218 Land $1,963,220 Building $970,998
2023	$26,885.00 (+49.99%)	$2,539,000 Land $1,698,000 Building $841,000
2022	$17,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 255 Cole Ranch Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Cole Ranch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband, Spectrum, T-Mobile, Ting.

Nearby Properties on Cole Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures