312 Chestnut Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 312 Chestnut Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,758 sqft · built 1974
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Mar 2025)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093455A085`

Property Details

APN / Parcel Number

Primary APN	`093455A085`
Alternative APN	`6-006C-5031-00-0086.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,758 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,526 sqft
Basement Area	1,526 sqft
Finished Basement	1,232 sqft
Unfinished Basement	294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	093455A085
Street Address	312 CHESTNUT DR
City	SAINT CHARLES
State	MO
Zip	63301-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SUNNYBROOK PK #6 REVISED LOT 86
Legal Subdivision	SUNNYBROOK PK #6
Legal Lot Number	86
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3001
Census Tract	310602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2025	Warranty Deed, Transfer DAVID PAYNE 2013 GST TRUST
Jan 25, 2021	Warranty Deed, Transfer DAS ACQUISITION
Aug 23, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST COUNTY BANK
Apr 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Mar 25, 2025 · Amount on Record
Deed Document Number	202511511
Prior Transfer Date	Mar 20, 2025
Prior Transfer Doc	0000011511
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 25, 2025
Property Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281
Document Number	0000011510
Map Reference	MB 18 PG 8
Instrument Date	Mar 18, 2025
Instrument	2025R-011510
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1067 E MOUNT VERNON ST, NIXA, MO 65714-7723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281

Mortgage

Document Number	0000054677
Date	Mar 25, 2025
Instrument	2025R-054677

Lender

Name	DAVID PAYNE 2013 GST TRUST
Type	Private Party

Agreement

Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 25, 2021
Property Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281
Document Number	0000007186
Instrument Date	Jan 21, 2021
Instrument	7186
Transaction Type	Transfer
Record Updated	Apr 7, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 CHESTNUT DR ST CHARLES MO 633011281, ST CHARLES, MO 63301-1281

Mortgage

Document Number	7187
Date	Jan 25, 2021
Instrument	7187

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2017
Property Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281
Document Number	0067952088
Book / Page	6795 / 2088
Map Reference	MB 18 PG 8
Instrument Date	Aug 18, 2017
Instrument	20170823000529690
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 CHESTNUT DR, 312, SAINT CHARLES, MO 63301-1281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281

Mortgage

Document Number	20170823000529700
Date	Aug 23, 2017
Instrument	20170823000529700

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 17, 2017
Property Address	312 CHESTNUT DR, SAINT CHARLES, MO 63301-1281
Document Number	0067281261
Book / Page	006728 / 001261
Instrument Date	Apr 13, 2017
Instrument	227150
Transaction Type	Transfer
Record Updated	May 26, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 WYNNBROOK MANOR DR ST CHARLES MO 633018741, ST CHARLES, MO 63301-8741

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,514 (-)	$286,917 (-) Land $60,000 Building $226,917
2025	$3,416.00	$54,514 (+9.3%)	$286,917 (+9.3%) Land $60,000 Building $226,917
2023		$49,874
2022			$262,493 Land $60,000 Building $202,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1978–2012)
Claims Outside the SFHA	6 of 12
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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