209 Chestnut Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 209 Chestnut Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1975
Lot Size	0.192 acres (8,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (May 2019)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093455A059`

Property Details

APN / Parcel Number

Primary APN	`093455A059`
Alternative APN	`6-006C-5031-00-0060.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	1,484 sqft
Basement Area	1,232 sqft
Finished Basement	616 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,383 sqft (0.192 acres)
Lot Dimensions	101 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	093455A059
Street Address	209 CHESTNUT DR
City	SAINT CHARLES
State	MO
Zip	63301-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SUNNYBROOK PK #6 REVISED LOT 60
Legal Subdivision	SUNNYBROOK PK #6
Legal Lot Number	60
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3000
Census Tract	310602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 6, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 6, 2018	Warranty Deed, Transfer · Construction Mortgage AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2019213150
Deed Book / Page	7070 / 7
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242

Mortgage

Document Number	2021R033452
Date	Apr 15, 2021
Instrument	2021R-033452

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072581438
Date	Mar 30, 2020
Book Page	7258/1438
Instrument	20200330000194440

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 6, 2019
Property Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242
Document Number	0070700007
Book / Page	7070 / 0007
Map Reference	MB 18 PG 8
Instrument Date	May 2, 2019
Instrument	20190506000213150
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 THOREAU BLVD, 356, O FALLON, MO 63366-7451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242

Mortgage

Document Number	20190506000213160
Date	May 6, 2019
Instrument	20190506000213160

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 6, 2018
Property Address	209 CHESTNUT DR, SAINT CHARLES, MO 63301-1242
Document Number	0069301111
Book / Page	6930 / 1111
Map Reference	MB 18 PG 8
Instrument Date	Jun 1, 2018
Instrument	20180606000316110
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 THOREAU BLVD, O FALLON, MO 63366-7451

Mortgage

Document Number	0069301113
Date	Jun 6, 2018
Book Page	6930/1113
Instrument	20180606000316120

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$54,053 (+9.27%)	$284,489 (+9.27%) Land $60,000 Building $224,489
2023	$49,467
2022		$260,354 Land $60,000 Building $200,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1978–2012)
Claims Outside the SFHA	6 of 12
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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