312 Charles Ave, Severance, CO 80546 Property Records

Weld County property record for 312 Charles Ave, Severance, CO 80546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 1999
Lot Size	0.221 acres (9,626 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Aug 2023)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Aug 2023 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8070-12-0-60-06`

Property Details

APN / Parcel Number

Primary APN	`8070-12-0-60-06`
Alternative APNs	`0807-01-2-06-006` `R7132598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,387 sqft
Basement Area	1,365 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,626 sqft (0.221 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7132598
Street Address	312 CHARLES ST
City	SEVERANCE
State	CO
Zip	80546-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV 1HH L6 BLK3 HUNTER HILL SUB PHASE I
Legal Range	67W
Legal Township	6N
Legal Section	1
Legal Subdivision	HUNTER HILL SUB PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	6
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2011
Census Tract	2208

Owner

312 Charles Ave is owned by a company that bought it in August 2023.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Personal Representative Deed, Transfer
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Aug 18, 1999 · Amount on File
Deed Document Number	20234914893
Record Updated	Oct 29, 2026

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WELD CO
Recording Date	Aug 14, 2023
Property Address	312 CHARLES AVE, SEVERANCE, CO 80546
Document Number	0004914893
Instrument Date	Aug 10, 2023
Instrument	4914893
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CHARLES AVE, SEVERANCE, CO 80546

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	312 CHARLES AVE, SEVERANCE, CO 80546
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004792505
Date	Jan 10, 2022
Instrument	4792505

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	312 CHARLES AVE, SEVERANCE, CO 80546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004641351
Date	Oct 16, 2020
Instrument	4641351

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	312 CHARLES AVE, SEVERANCE, CO 80546
Document Number	0004362953
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 88 SEVERANCE CO 805460088, SEVERANCE, CO 80546-0088

Mortgage

Document Number	0004362953
Date	Dec 27, 2017
Instrument	4362953

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 312 Charles Ave was $2,596, down 0.6% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,170 (-2.06%) Land $5,200 Building $19,970	$411,257 (-) Land $85,000 Building $326,257
2025	$2,596.00 (-0.57%)	$25,700 Land $5,310 Building $20,390	$411,257 Land $85,000 Building $326,257
2024	$2,611.00 (+8.88%)
2023	$2,398.00 (+58.28%)	$31,070 (+38.71%) Land $6,020 Building $25,050	$459,215 (+42.52%) Land $89,000 Building $370,215
2022	$1,515.00	$22,400 Land $4,870 Building $17,530	$322,212 Land $70,000 Building $252,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Charles Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Visionary Broadband, Vistabeam.

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