308 Charles Ave, Severance, CO 80546 Property Records

Weld County property record for 308 Charles Ave, Severance, CO 80546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1999
Lot Size	0.174 acres (7,598 sqft)
Owner	Company Name on File
Last Sale	$292,000 (Mar 2018)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8070-12-0-60-04`

Property Details

APN / Parcel Number

Primary APN	`8070-12-0-60-04`
Alternative APNs	`0807-01-2-06-004` `R7132398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	2,488 sqft
Basement Area	696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,598 sqft (0.174 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R7132398
Street Address	308 CHARLES ST
City	SEVERANCE
State	CO
Zip	80546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV 1HH L4 BLK3 HUNTER HILL SUB PHASE I
Legal Range	67W
Legal Township	6N
Legal Section	1
Legal Subdivision	HUNTER HILL SUB PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	4
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2011
Census Tract	2208

Owner

308 Charles Ave is owned by a company that acquired it in June 2021.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 9, 2021	Correction Deed FIRST AMERICAN TITLE
Jun 14, 2021	Quit Claim Deed, Transfer · Line of Credit SECURITY SERVICE FCU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 7, 2018	Warranty Deed, Transfer · FHA Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Jul 9, 2004 · Amount on File
Deed Document Number	20184380669
Last Transfer Date	Jun 9, 2021
Transfer Doc	0004725681
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	308 CHARLES AVE, SEVERANCE, CO 80546
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004885022
Date	Mar 6, 2023
Instrument	4885022

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WELD CO
Recording Date	Nov 9, 2021
Property Address	308 CHARLES AVE, SEVERANCE, CO 80546
Document Number	0004774306
Instrument Date	Nov 1, 2021
Instrument	4774306
Record Updated	Nov 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 CHARLES AVE, SEVERANCE, CO 80546

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Jun 14, 2021
Property Address	308 CHARLES AVE, SEVERANCE, CO 80546
Document Number	0004725681
Instrument Date	Jun 9, 2021
Instrument	4725681
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 CHARLES AVE, SEVERANCE, CO 80546

Mortgage

Document Number	0004725339
Date	Jun 14, 2021
Instrument	4725339

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	308 CHARLES AVE, SEVERANCE, CO 80546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004634888
Date	Sep 30, 2020
Instrument	4634888

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 7, 2018
Property Address	308 CHARLES AVE, SEVERANCE, CO 80546
Document Number	0004380669
Instrument Date	Mar 5, 2018
Instrument	4380669
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 CHARLES AVE, SEVERANCE, CO 80550

Mortgage

Document Number	0004380670
Date	Mar 7, 2018
Instrument	4380670

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0004380671
Date	Mar 7, 2018
Instrument	4380671

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 308 Charles Ave was $2,356, up 1.2% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,850 (-2.06%) Land $5,200 Building $17,650	$373,350 (-) Land $85,000 Building $288,350
2025	$2,356.00 (+1.2%)	$23,330 Land $5,310 Building $18,020	$373,350 Land $85,000 Building $288,350
2024	$2,328.00 (+8.84%)
2023	$2,139.00	$28,110 Land $6,020 Building $22,090	$415,567 Land $89,000 Building $326,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Charles Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Visionary Broadband, Vistabeam.

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