312 Celtic Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 312 Celtic Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,627 sqft · built 1993
Lot Size	0.305 acres (13,295 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Apr 2019)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-31-503-0000-0100`

Property Details

APN / Parcel Number

Primary APN	`21-21-31-503-0000-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,627 sqft Living Area
1st Floor Area	1,919 sqft
2nd Floor Area	708 sqft
Upper Floors Area	708 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,295 sqft
Garage Area	763 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	312 CELTIC CT
City	OVIEDO
State	FL
Zip	32765-6599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 OAK CREEK PB 43 PGS 1 & 2
Legal Range	31E
Legal Township	21S
Legal Section	21
Legal Subdivision	OAK CREEK
Legal Tract	503
Legal Lot Number	10
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21314

Owner

312 Celtic Ct is owned and occupied by an individual who bought it in April 2019.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	312 CELTIC CT, OVIEDO, FL 32765-6599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Jan 30, 1998 · Amount on File
Deed Document Number	2019044075
Deed Book / Page	09342 / 0893
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 29, 2019
Property Address	312 CELTIC CT, OVIEDO, FL 32765-6599
Document Number	0093420893
Book / Page	09342 / 0893
Map Reference	MB 43 PG 1&2
Instrument Date	Apr 23, 2019
Instrument	2019044075
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 WARNER DR, 1600, CHULUOTA, FL 32766-8817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CELTIC CT, OVIEDO, FL 32765-6599

Mortgage

Document Number	2019044076
Date	Apr 29, 2019
Instrument	2019044076

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 312 Celtic Ct was $7,516 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,516.00 Homeowner's exemption	$592,212	$592,212 Land $150,000 Building $442,212
2023	$7,026.00 (+8.09%)	$516,484 (+9.3%)	$516,484 (+2.78%) Land $130,000 Building $386,484
2022	$6,500.00	$472,531	$502,530 Land $120,000 Building $382,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Celtic Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Celtic Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20