308 Celtic Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 308 Celtic Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,912 sqft · built 1990
Lot Size	0.456 acres (19,902 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Nov 2021)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-31-503-0000-0110`

Property Details

APN / Parcel Number

Primary APN	`21-21-31-503-0000-0110`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	2,024 sqft
2nd Floor Area	888 sqft
Upper Floors Area	888 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	19,902 sqft
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	474 sqft
Patio Area	538 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	308 CELTIC CT
City	OVIEDO
State	FL
Zip	32765-6599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 OAK CREEK PB 43 PGS 1 & 2
Legal Range	31E
Legal Township	21S
Legal Section	21
Legal Subdivision	OAK CREEK
Legal Tract	503
Legal Lot Number	11
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21314

Owner

308 Celtic Ct is owned and occupied by an individual who bought it in November 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	308 CELTIC CT, OVIEDO, FL 32765-6599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Nov 6, 2009 · Amount on File
Deed Document Number	2021156416
Deed Book / Page	10110 / 680
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 30, 2021
Property Address	308 CELTIC CT, OVIEDO, FL 32765-6599
Document Number	0101100680
Book / Page	10110 / 680
Map Reference	MB 43 PG 1&2
Instrument Date	Nov 23, 2021
Instrument	2021156416
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2872 OLD CASTLE DR, 2872, WINTER PARK, FL 32792-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CELTIC CT, OVIEDO, FL 32765-6599

Mortgage

Document Number	10110682
Date	Nov 30, 2021
Instrument	10110/682

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 308 Celtic Ct was $7,508 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,508.00 Homeowner's exemption	$573,104	$656,482 Land $150,000 Building $506,482
2023	$7,280.00 (+2.32%) Homeowner's exemption	$540,730 (+3%)	$576,978 (+2.55%) Land $130,000 Building $446,978
2022	$7,115.00 Homeowner's exemption	$524,981	$562,647 Land $120,000 Building $442,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Celtic Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Celtic Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20