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312 Cascade Ln, Oswego, IL 60543 Property Records

Kendall County property record for 312 Cascade Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,549 sqft · built 1995
Lot Size0.216 acres (9,397 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Oct 2020)
Tax Bill$5,710 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN03-09-434-020

Property Details

APN / Parcel Number

Primary APN03-09-434-020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,549 sqft Living Area
Gross Area1,949 sqft
1st Floor Area1,549 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,397 sqft (0.216 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address312 CASCADE LN
CityOSWEGO
StateIL
Zip60543-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 WINDING WATERS CONDOS BLDG 20 & % INTEREST IN COMMON AREA, VILLAGE OF OSWEGO
Legal SubdivisionWINDING WATERS CONDOS
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1008
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 CASCADE LN, OSWEGO, IL 60543-7339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Apr 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Prior SaleApr 13, 2020 · Amount on Record
Deed Document Number202019952
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateOct 9, 2020
Property Address312 CASCADE LN, OSWEGO, IL 60543-7339
Document Number0000019952
Map ReferenceDOC 9508439
Instrument DateSep 18, 2020
Instrument202000019952
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CASCADE LN, OSWEGO, IL 60543-7339

Mortgage

Document Number0000019953
DateOct 9, 2020
Instrument202000019953
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateApr 13, 2020
Property Address312 CASCADE LN, OSWEGO, IL 60543-7339
Document Number0000005692
Instrument DateMar 28, 2020
Instrument5692
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1148 W ROSCOE ST #4E CHICAGO IL 606577210, 4E, CHICAGO, IL 60657-7210

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,740 (+44.21%) Land $12,359 Building $75,381$263,220 (+44.21%) Land $37,077 Building $226,143
2024$5,710.00
2022$60,842 Land $8,570 Building $52,272$182,526 Land $25,710 Building $156,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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