Kendall County property record for 309 Cascade Ln, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,838 sqft · built 1995 |
| Lot Size | 0.226 acres (9,849 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $220,000 (Jun 2004) |
| Tax Bill | $8,025 (2024) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-09-432-003 |
| Primary APN | 03-09-432-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,838 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 9,849 sqft (0.226 acres) |
| Lot Dimensions | 127 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 309 CASCADE LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 WINDING WATERS OF MILL RACE CREEK VILLAGE OF OSWEGO |
| Legal Subdivision | MILL RACE CREEK |
| Legal Lot Number | 3 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 890107 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 309 CASCADE LN, OSWEGO, IL 60543-7337 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 15, 2025 | Intrafamily Transfer, Transfer |
| Dec 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIDELITY MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2004 · Amount on Record |
| Deed Sale | Jun 4, 2004 · Amount on Record |
| Prior Sale | Mar 9, 1999 · Amount on Record |
| Deed Document Number | 200415005 |
| Last Transfer Date | Sep 12, 2025 |
| Transfer Doc | 0000011802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 15, 2025 |
| Property Address | 309 CASCADE LN, OSWEGO, IL 60543-7337 |
| Document Number | 0000011802 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 202500011802 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 CASCADE LN, OSWEGO, IL 60543-7337 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 309 CASCADE LN, OSWEGO, IL 60543-7337 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 309 CASCADE LN, OSWEGO, IL 60543-7337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DUKANE TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000019401 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 201700019401 |
| Name | AMERICAN FIDELITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | LISLE, IL 60532 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116,266 (+5%) Land $28,768 Building $87,498 | $348,798 (+5%) Land $86,304 Building $262,494 | |
| 2024 | $8,025.00 | $110,729 (+24.3%) Land $27,398 Building $83,331 | $332,187 (+24.3%) Land $82,194 Building $249,993 |
| 2022 | $89,082 Land $22,042 Building $67,040 | $267,246 Land $66,126 Building $201,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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