312 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 312 Bermuda St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,666 sqft · built 1975
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Mar 2023)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`194-474-10-00-8`

Property Details

APN / Parcel Number

Primary APN	`194-474-10-00-8`
Alternative APNs	`194-474-10-2` `1944741000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,463 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Construction Type	Wood
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	17 sqft
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Old Parcel Number	1944741000
Street Address	312 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 3664, BLOCK, LOT 23
Legal Subdivision	3664
Legal Tract	3664
Legal Lot Number	23
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1006
Census Tract	2804

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	312 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Grant Deed, Transfer · Commercial Mortgage RANDALL K BORG ETUX
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 13, 2021	Commissioner's Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	223035733
Record Updated	Jun 7, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 30, 2023
Property Address	312 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Document Number	0000035733
Map Reference	MB 24 PG 199&200
Instrument Date	Mar 16, 2023
Instrument	223035733
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 BERMUDA ST, BAKERSFIELD, CA 93309-2515

Mortgage

Document Number	0000035734
Date	Mar 30, 2023
Instrument	223035734

Lender

Name	RANDALL K BORG ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Dec 16, 2021
Property Address	312 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Document Number	0000235700
Map Reference	MB 24 PG 199&200
Instrument Date	Dec 9, 2021
Instrument	221235700
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 FOXENWOOD DR, SANTA MARIA, CA 93455-4234

Mortgage

Document Number	0000235701
Date	Dec 16, 2021
Instrument	221235701

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	Other
Margin	6
Max Rate	10.8%

May 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KERN CA
Recording Date	May 13, 2021
Property Address	312 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Document Number	0000090709
Map Reference	MB 24 PG 199&200
Instrument Date	May 12, 2021
Instrument	221090709
Transaction Type	Foreclosure
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1A1, 1A1, OKLAHOMA CITY, OK 73107-2448

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,294.00 (+54.7%)	$378,705 (+68.76%) Land $62,424 Building $316,281
2023	$3,422.00 (+4.17%)	$224,400 Land $51,000 Building $173,400
2022	$3,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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