308 Bermuda St, Bakersfield, CA 93309 Property Records

Kern County property record for 308 Bermuda St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,611 sqft · built 1976
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jun 2020)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`194-474-11-00-1`

Property Details

APN / Parcel Number

Primary APN	`194-474-11-00-1`
Alternative APNs	`194-474-11-0` `1944741100` `19447411`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	1,611 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	8,580 sqft (0.197 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	158 sqft
Patio Area	31 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	194474110
Street Address	308 BERMUDA ST
City	BAKERSFIELD
State	CA
Zip	93309-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-SC
Legal Description	TRACT 3664 , BLOCK , LOT 24
Legal Subdivision	TRACT NO 3664
Legal Tract	3664
Legal Block	1
Legal Lot Number	24
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1006
Census Tract	2804

Owner

308 Bermuda St is owned and occupied by an individual who bought it in June 2020.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Mar 30, 2021	Affidavit of Death of Joint Tenant, Transfer
Aug 22, 2019	Grant Deed, Transfer · Reverse Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	202068214
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	0000161863
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	PLACER TITLE ER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515

Mortgage

Document Number	0000068213
Date	May 2, 2022
Instrument	222068213

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	921 Months
Due	Feb 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.08%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.08%

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KERN CA
Recording Date	Mar 30, 2021
Property Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Document Number	0000058693
Map Reference	MB 24 PG 199&200
Instrument Date	Mar 24, 2021
Instrument	221058693
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 22, 2019
Property Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515
Document Number	0000106578
Instrument Date	Jul 3, 2019
Instrument	219106578
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE BAKERSFIELD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	308 BERMUDA ST, BAKERSFIELD, CA 93309-2515

Mortgage

Document Number	0000106579
Date	Aug 22, 2019
Instrument	219106579

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Type Change Date	Sep 1, 2020
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 308 Bermuda St was $3,479 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,831 (+2%) Land $55,774 Building $184,057
2025	$3,479.00 Homeowner's exemption	$235,130 Land $54,681 Building $180,449
2023	$3,356.00 (+4.22%) Homeowner's exemption	$226,001 Land $52,558 Building $173,443
2022	$3,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 308 Bermuda St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 Bermuda St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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