Santa Cruz County property record for 312 Arthur Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 1971 |
| Lot Size | 0.111 acres (4,835 sqft) |
| Owner | Company Name on File |
| Last Sale | $715,000 (Sep 2009) |
| Tax Bill | $11,964 (2025) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-192-24 |
| Primary APN | 044-192-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,641 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,835 sqft (0.111 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 312 ARTHUR AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP 01 |
| Legal Block | 15 |
| Legal Lot Number | 34 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 122203 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 312 ARTHUR AVE, APTOS, CA 95003-5202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 8, 2009 · Amount on Record |
| Deed Sale | Sep 8, 2009 · Amount on Record |
| Deed Document Number | 200943168 |
| Last Transfer Date | Jul 18, 2012 |
| Transfer Doc | 0000039621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 312 ARTHUR AVE, APTOS, CA 95003-5202 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 312 ARTHUR AVE, APTOS, CA 95003-5202 |
| Document Number | 0000030822 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021-0030822 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 734 Months |
| Due | Aug 10, 2082 |
| Rate Type | Fixed Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $941,400 (+2%) Land $564,840 Building $376,560 | ||
| 2025 | $11,964.00 (+10.18%) Homeowner's exemption | $922,940 (+4.04%) Land $553,764 Building $369,176 | |
| 2023 | $10,859.00 (+2.22%) Homeowner's exemption | $887,102 Land $532,261 Building $354,841 | $1,521,360 |
| 2022 | $10,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.
5G and 4G LTE (outdoors only)
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