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306 Arthur Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 306 Arthur Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,091 sqft · built 1979
Lot Size0.184 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Nov 2017)
Tax Bill$11,821 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-192-39

Property Details

APN / Parcel Number

Primary APN044-192-39
Alternative APN
  • 044-192-39-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,091 sqft Living Area
Gross Area2,700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.184 acres)
TerrainSteep
Garage TypeAttached
Garage Area609 sqft
Parking Spaces2 Parking Spaces
Deck Area497 sqft
Patio Area497 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address306 ARTHUR AVE
CityAPTOS
StateCA
Zip95003-5202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 15 LOT 37
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Lot Number37
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-192-39

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 ARTHUR AVE, APTOS, CA 95003-5202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 20, 2018Deed of Trust, Mortgage
WESTERN BANCORP
Nov 20, 2017Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2017 · Amount on Record
Deed SaleNov 20, 2017 · Amount on Record
Prior SaleFeb 13, 2004 · Amount on Record
Deed Document Number201739003
Prior Transfer DateOct 16, 2013
Prior Transfer Doc0000006548
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address306 ARTHUR AVE, APTOS, CA 95003-5202
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 ARTHUR AVE, APTOS, CA 95003-5202

Mortgage

Document Number0000012638
DateMar 02, 2021
Instrument2021-0012638
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address306 ARTHUR AVE, APTOS, CA 95003-5202
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032931
DateOct 25, 2019
Instrument2019-0032931
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address306 ARTHUR AVE, APTOS, CA 95003-5202
Document Number0000029276
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address306 ARTHUR AVE APTOS CA 950035202, APTOS, CA 95003-5202

Mortgage

Document Number0000029276
DateSep 26, 2018
Instrument29276
Lender
NameWESTERN BANCORP
TypeBank
AddressSAN JOSE, CA 95123
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 20, 2017
Property Address306 ARTHUR AVE, APTOS, CA 95003-5202
Document Number0000039003
Map ReferenceMAP23 PG1
Instrument DateNov 14, 2017
Instrument2017-0039003
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address306 ARTHUR AVE, APTOS, CA 95003-5202

Mortgage

Document Number0000039004
DateNov 20, 2017
Instrument2017-0039004
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Mortgage

Document Number0000039005
DateNov 20, 2017
Instrument2017-0039005
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 04, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$928,469 (+2%) Land $603,505 Building $324,964
2025$11,821.00 (+10.2%) Homeowner's exemption$910,263 (+4.04%) Land $591,671 Building $318,592
2023$10,727.00 (+2.23%) Homeowner's exemption$874,917 Land $568,696 Building $306,221$1,262,250
2022$10,493.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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