312 3rd St, Aurora, IN 47001 Property Records

Dearborn County property record for 312 3rd St, Aurora, IN 47001

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,588 sqft · built 1930
Lot Size	0.127 acres (5,512 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Oct 2021)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`003-000228-00`

Property Details

APN / Parcel Number

Primary APN	`003-000228-00`
Alternative APNs	`15-07-32-103-066.000-003` `073210306600021` `00000001581`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,588 sqft Total Area
1st Floor Area	4,588 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,512 sqft (0.127 acres)
Lot Dimensions	106 ft deep x 52 ft wide
Canopy	110 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000001581
Street Address	312 3RD ST
City	AURORA
State	IN
Zip	47001-1310
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	09-145 AURORA 94PT 32-5-1
Legal Subdivision	CITY AURORA
Jurisdiction	DEARBORN IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2050
Census Tract	80500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Aurora Historic District listed 1994 · 276 contributing resources · NRIS 94001134

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dearborn County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	312 3RD ST, AURORA, IN 47001-1310
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer · Commercial Mortgage CIVISTA BANK
Jul 31, 2017	Warranty Deed, Transfer
Apr 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Jul 31, 2017
Deed Document Number	20219513
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0000004672
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Oct 27, 2021
Property Address	312 3RD ST, AURORA, IN 47001-1310
Document Number	2021009513
Instrument Date	Oct 22, 2021
Instrument	2021009513
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 SCHIPPER CT, AURORA, IN 47001-7766

Mortgage

Document Number	2021009515
Date	Oct 27, 2021
Instrument	2021009515

Lender

Name	CIVISTA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Jul 31, 2017
Property Address	312 3RD ST, AURORA, IN 47001-1310
Document Number	2017004988
Instrument Date	Jun 27, 2017
Instrument	2017004988
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 S MAIN ST, MILAN, IN 47031-9561

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Apr 17, 2017
Property Address	312 3RD ST, AURORA, IN 47001-1310
Document Number	2017002558
Instrument Date	Apr 10, 2017
Instrument	2017002558
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CONWELL ST, AURORA, IN 47001-1112

Tax Assessment & Valuation

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Aurora City
County	Dearborn County
County Subdivision	Center Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,462.00 (+4.43%)	$115,400 (+3.78%) Land $48,600 Building $66,800	$115,400 (+3.78%) Land $48,600 Building $66,800
2024	$3,315.00 (-0.63%)
2023	$3,336.00 (+0.36%)	$111,200 (+0.36%) Land $48,600 Building $62,600	$111,200 (+0.36%) Land $48,600 Building $62,600
2022	$3,324.00	$110,800 Land $48,600 Building $62,200	$110,800 Land $48,600 Building $62,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	37 (1978–2025)
Claims Outside the SFHA	4 of 37
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 23 claims Severe Storms & Flooding, Jan 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA UTILITIES serves 6,415 people · EPA ID IN5215001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Great Plains Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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