312 32nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 312 32nd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 504 sqft · built 1929
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Jun 2025)
Tax Bill	$2,044 (2026)
Deeds & Mortgages	Jul 2019 Sale Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-45720-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45720-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	504 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	42 ft Width
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	312 32ND AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 018 BLK 047 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTRAL PARK ADD
Legal Block	47
Legal Lot Number	18
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	601

Owner

312 32nd Ave N is owned and occupied by an individual who bought it in June 2025.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	312 32ND AVE N, SAINT CLOUD, MN 56303-3761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Warranty Deed, Transfer
Nov 21, 2018	Warranty Deed, Transfer
Apr 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Jun 13, 2025 · Amount on File
Deed Document Number	20251694075
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	00A1517668
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 25, 2019
Property Address	312 32ND AVE N, SAINT CLOUD, MN 56303-3761
Document Number	00A1548625
Instrument Date	Jul 9, 2019
Instrument	A1548625
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 32ND AVE N, SAINT CLOUD, MN 56303-3761

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 21, 2018
Property Address	312 32ND AVE N, SAINT CLOUD, MN 56303-3761
Document Number	00A1533690
Instrument Date	Nov 16, 2018
Instrument	A1533690
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 32ND AVE N, SAINT CLOUD, MN 56303-3761

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 5, 2018
Property Address	312 32ND AVE N, SAINT CLOUD, MN 56303-3761
Document Number	00A1517668
Instrument Date	Mar 29, 2018
Instrument	A1517668
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21191 NIGHTINGALE ST NW, CEDAR, MN 55011-9237

Tax Assessment & Valuation

The 2026 property tax bill for 312 32nd Ave N was $2,044 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,044.00
2025		$165,700 Land $25,000 Building $140,700	$165,700 Land $25,000 Building $140,700
2023	$1,638.00	$159,000 Land $25,000 Building $134,000	$159,000 Land $25,000 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 32nd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 32nd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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