232 32nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 232 32nd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1995
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Nov 2021)
Tax Bill	$3,056 (2026)
Deeds & Mortgages	Nov 2021 Sale Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50514-0010`

Property Details

APN / Parcel Number

Primary APN	`82-50514-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	40 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	232 32ND AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 010 BLK 003 ROSEDALE PARK ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	ROSEDALE PARK ADD
Legal Block	3
Legal Lot Number	10
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	601

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer MISC COMPANY
Jun 23, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 13, 2017	Warranty Deed, Transfer NOT AVAILABLE, HOME TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	20211620254
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 24, 2021
Property Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142
Document Number	00A1620254
Instrument Date	Nov 12, 2021
Instrument	A1620254
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 23, 2021
Property Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142
Document Number	00A1606620
Instrument Date	Jun 11, 2021
Instrument	A1606620
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 13, 2017
Property Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142
Document Number	00A1489449
Instrument Date	Feb 10, 2017
Instrument	A1489449
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, HOME TITLE INC

Transaction

Amount	Amount Recorded
Tax	$438.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 32ND AVE N, SAINT CLOUD, MN 56303-4142

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,056.00 (+22.83%)	$228,500 (-) Land $25,000 Building $203,500	$228,500 (-) Land $25,000 Building $203,500
2025		$228,500 (-) Land $25,000 Building $203,500	$228,500 (-) Land $25,000 Building $203,500
2023	$2,488.00	$228,500 Land $25,000 Building $203,500	$228,500 Land $25,000 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.

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