Fremont County property record for 312 15th Trl, Cotopaxi, CO 81223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,302 sqft · built 1987 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $559 (2025) |
| Deeds & Mortgages | Feb 2017 Reverse Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R024821 |
| Primary APN | R024821 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 102,366 sqft |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Heating System | Space Heater |
|---|
| Account Number | R024821 |
|---|---|
| Street Address | 312 15TH TRL |
| City | COTOPAXI |
| State | CO |
| Zip | 81223-8672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW4NW4NE4SW4 SEC 2-20-73 FLA-COLO ACRES TR-15 |
| Legal Range | 73 |
| Legal Township | 20 |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA-COLO ACRES |
| Legal Tract | 15 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | COTOPAXI |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 979002 |
312 15th Trl is owned and occupied by two individuals.
Source: Fremont County records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 15TH TRL, COTOPAXI, CO 81223-8672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Feb 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 312 15TH TRL, COTOPAXI, CO 81223-8672 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000947841 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 947841 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Type Change Date | Mar 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 312 15TH TRL, COTOPAXI, CO 81223-8672 |
| Document Number | 0000947842 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 312 15TH TRL COTOPAXI CO 812238672, COTOPAXI, CO 81223-8672 |
| Document Number | 0000947842 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 947842 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 996 Months |
| Due | Feb 26, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
The 2025 property tax bill for 312 15th Trl was $559, up 68.4% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559.00 (+68.37%) | $17,087 (-2.7%) | $273,401 |
| 2024 | $332.00 (-1.48%) | $17,561 (+30.25%) | |
| 2023 | $337.00 (+32.16%) | $13,483 (+24.05%) | $262,101 (+67.61%) |
| 2022 | $255.00 | $10,869 | $156,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 15th Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 15th Trl is high, ranking above 87% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Visionary Broadband Fixed Wireless | 25 / 3 |
May also be available: Verizon.
No cell data coverage reported
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