413 15th Trl, Cotopaxi, CO 81223 Property Records

Fremont County property record for 413 15th Trl, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1999
Lot Size	2.42 acres (105,415 sqft)
Owner	Individual Name on Record
Tax Bill	$817 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023370`

Property Details

APN / Parcel Number

Primary APN	`R023370`
Alternative APN	`76000910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	105,415 sqft (2.42 acres)
Garage Area	1,200 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R023370
Street Address	413 15TH TRL
City	COTOPAXI
State	CO
Zip	81223-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE4NE4SW4SW4 SEC 2-20-73 FLA-COLO ACRES TR-49 REF TO 996-04-215 AFFIDAVIT OF REAL PROPERTY 11/03/2014
Legal Range	73
Legal Township	20
Legal Section	02
Legal Subdivision	FLORIDA-COLO ACRES
Legal Tract	49
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1038
Census Tract	979002

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 15TH TRL, COTOPAXI, CO 81223-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Dec 22, 2020
Property Address	413 15TH TRL, COTOPAXI, CO 81223-9788
Document Number	0000994673
Instrument Date	Dec 17, 2020
Instrument	994673
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 15TH TRL, COTOPAXI, CO 81223-9788

Mortgage

Document Number	0000994674
Date	Dec 22, 2020
Instrument	994674

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000994675
Date	Dec 22, 2020
Instrument	994675

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (+29.48%)	$15,814 (-6.91%)	$253,025 (-0.21%)
2024	$631.00 (-1.56%)	$16,987 (+31.7%)
2023	$641.00 (+22.1%)	$12,898 (+15.19%)	$253,549 (+57.37%)
2022	$525.00	$11,197	$161,116

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Visionary Broadband Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 15th Trl

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