3119 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3119 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,457 sqft · built 2014
Lot Size	0.305 acres (13,281 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Oct 2024)
Tax Bill	$7,333 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-004-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-004-0`
Alternative APNs	`1718160004` `2636077`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,457 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	890 sqft
2nd Floor Area	962 sqft
Basement Area	643 sqft
Finished Basement	643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,281 sqft (0.305 acres)
Garage Type	Attached
Garage Area	115 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2636077
Street Address	3119 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 LOT 97
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	77
Legal Lot Number	97
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 11, 2022	Survivorship Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 24, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Mar 7, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Jan 11, 2022
Deed Document Number	202423138
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024

Mortgage

Document Number	0000008091
Date	Mar 27, 2026
Instrument	2026-008091

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Jan 11, 2022
Property Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024
Document Number	0000001573
Map Reference	MB 71 PG 29
Instrument Date	Jan 7, 2022
Instrument	2022-001573
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024

Mortgage

Document Number	0000001574
Date	Jan 11, 2022
Instrument	2022-001574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 13, 2020
Property Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024
Document Number	0000045971
Map Reference	MB 71 PG 29
Instrument Date	Nov 6, 2020
Instrument	2020-045971
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024

Mortgage

Document Number	0000045972
Date	Nov 13, 2020
Instrument	2020-045972

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024
Document Number	0000002041
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 SHADOW RIDGE CT MORROW OH 451528024, MORROW, OH 45152-8024

Mortgage

Document Number	0000002041
Date	Jan 21, 2020
Instrument	2041

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN OH
Recording Date	Mar 7, 2018
Property Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024
Document Number	0000006454
Map Reference	PB 71 PG 29
Instrument Date	Mar 5, 2018
Instrument	2018-006454
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$862.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 SHADOW RIDGE CT, MORROW, OH 45152-8024

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,333.00 (+22.11%)	$163,590 (+38.55%) Land $28,000 Building $135,590	$467,400 (+38.55%) Land $80,000 Building $387,400
2024	$6,005.00 (+1.52%)
2023	$5,915.00 (+2.32%) Homeowner's exemption	$118,069 (-) Land $15,820 Building $102,249
2022	$5,781.00 Homeowner's exemption	$118,069 Land $15,820 Building $102,249	$337,340 (-) Land $45,200 Building $292,140
2021			$337,340 Land $45,200 Building $292,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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