3112 Shadow Ridge Ct, Morrow, OH 45152 Property Records

Warren County property record for 3112 Shadow Ridge Ct, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 2007
Lot Size	0.312 acres (13,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (May 2019)
Tax Bill	$6,143 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-18-160-008-0`

Property Details

APN / Parcel Number

Primary APN	`17-18-160-008-0`
Alternative APNs	`1718160008` `2636081`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	42 sqft
2nd Floor Area	1,120 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Lot Area	13,604 sqft (0.312 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2636081
Street Address	3112 SHADOW RIDGE CT
City	MORROW
State	OH
Zip	45152-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL.HOPEWELL VAL.1 LOT 101
Legal Subdivision	VILL.HOPEWELL VAL.1
Legal Block	81
Legal Lot Number	101
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1011
Census Tract	32206

Owner

Source: Warren County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12195 METRO PKWY, 2, FORT MYERS, FL 33966-1346
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Aug 28, 2007 · Amount on Record
Deed Document Number	201911092
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Aug 21, 2026
Property Address	3112 SHADOW RIDGE CT, MORROW, OH 45152-8018
Document Number	0000023822
Instrument Date	Aug 16, 2026
Instrument	202623822
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 SHADOW RIDGE CT, MORROW, OH 45152-8018

Mortgage

Document Number	0000023822,
Date	Aug 21, 2026
Instrument	202623822

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2046

Interest

Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 3, 2019
Property Address	3112 SHADOW RIDGE CT, MORROW, OH 45152-8018
Document Number	0000011092
Map Reference	MB 71 PG 29-35
Instrument Date	Apr 30, 2019
Instrument	2019-011092
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000011093
Date	May 3, 2019
Instrument	2019-011093

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,143.00 (+16.76%)	$137,350 (+30.98%) Land $28,000 Building $109,350	$392,430 (+30.98%) Land $80,000 Building $312,430
2023	$5,261.00 (+2.47%) Homeowner's exemption	$104,864 (-) Land $15,820 Building $89,044
2022	$5,134.00 Homeowner's exemption	$104,864 Land $15,820 Building $89,044	$299,610 (-) Land $45,200 Building $254,410
2021			$299,610 Land $45,200 Building $254,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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