3119 Harmony Ridge Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3119 Harmony Ridge Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1965
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Tax Bill	$1,615 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-36.0-2-001-004.01`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-36.0-2-001-004.01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)

Exterior Amenities

Porch	Open Frame Porch
Porch Area	696 sqft
Deck Area	Deck Area
Patio Area	282 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3119 HARMONY RIDGE DR
City	ARNOLD
State	MO
Zip	63010-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	HARMONY HILLS BDRY ADJ LOT 49A BLOCK 3
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	HARMONY HILLS
Legal Block	3
Legal Lot Number	49A
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2005
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3119 HARMONY RIDGE DR, ARNOLD, MO 63010-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3119 HARMONY RIDGE DR, ARNOLD, MO 63010-2543
Document Number	0000018053
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 HARMONY RIDGE DR ARNOLD MO 630102543, ARNOLD, MO 63010-2543

Mortgage

Document Number	0000018053
Date	May 27, 2020
Instrument	18053

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3119 HARMONY RIDGE DR, ARNOLD, MO 63010-2543
Document Number	0000002210
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 HARMONY RIDGE DR ARNOLD MO 630102543, ARNOLD, MO 63010-2543

Mortgage

Document Number	0000002210
Date	Jan 23, 2019
Instrument	2210

Lender

Name	CENTURY CU
Address	ST LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,700 (-) Land $1,900 Building $22,800	$130,400 (-) Land $10,200 Building $120,200
2025	$1,615.00 (+0.31%)	$24,700 (+8.81%) Land $1,900 Building $22,800
2024			$130,400 (+8.94%) Land $10,200 Building $120,200
2023	$1,610.00	$22,700 Land $1,900 Building $20,800	$119,700 Land $10,200 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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