Hamilton County property record for 3119 E 45th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,252 sqft · built 1935 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $63,000 (Jul 2018) |
| Tax Bill | $390 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168J R 021 |
| Primary APN | 168J R 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000110863 |
|---|---|
| Street Address | 3119 E 45TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 219 2ND AMENDED PLAT CEDAR HILL PB 6 PG 54 |
| Legal Subdivision | CEDAR HILL ADD 2 |
| Legal Lot Number | 219 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8349 WITHEROW WAY, OOLTEWAH, TN 37363-4933 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit SYMPLYBANK |
| Jul 9, 2018 | Warranty Deed, Transfer STEPHEN T GREER |
| Oct 16, 2017 | Warranty Deed, Transfer · Line of Credit FIRST BK/TN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on Record |
| Deed Sale | Jul 9, 2018 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 2018070900079 |
| Deed Book / Page | 11394 / 410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3119 E 45TH ST, CHATTANOOGA, TN 37407-3136 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000174 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 12931/298 |
| Instrument | 2022042200174 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Address | ROSSVILLE, GA 30741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 9, 2018 |
| Property Address | 3119 E 45TH ST, CHATTANOOGA, TN 37407-3136 |
| Document Number | 0709000079 |
| Book / Page | 011394 / 000410 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 180709000079 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8349 WITHEROW WAY OOLTEWAH TN 373634933, OOLTEWAH, TN 37363-4933 |
| Document Number | 709000080 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 011394/000412 |
| Instrument | 180709000080 |
| Name | STEPHEN T GREER |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 8, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 16, 2017 |
| Property Address | 3119 E 45TH ST, CHATTANOOGA, TN 37407-3136 |
| Document Number | 0000000122 |
| Book / Page | 011178 / 000874 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 122 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | FILE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 21771 CHATTANOOGA TN 374240771, CHATTANOOGA, TN 37424-0771 |
| Investor | Possibly a Property Investor |
| Document Number | 123 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 011178/000876 |
| Instrument | 123 |
| Name | FIRST BK/TN |
|---|---|
| Type | Bank |
| Address | DAYTON, TN 37321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $390.00 (+4%) | $25,775 (+53.42%) | $103,100 (+53.42%) Land $30,000 Building $73,100 |
| 2024 | $375.00 | $16,800 (-) | $67,200 (-) Land $10,000 Building $57,200 |
| 2023 | $375.00 | $16,800 (-) | $67,200 (-) Land $10,000 Building $57,200 |
| 2022 | $375.00 | $16,800 | $67,200 Land $10,000 Building $57,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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