Hamilton County property record for 3115 E 45th St, Chattanooga, TN 37407 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,743 sqft · built 1935 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $490 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168J R 023 |
| Primary APN | 168J R 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000110865 |
|---|---|
| Street Address | 3115 E 45TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 221 2ND AMENDED PLAT CEDAR HILL PB 6 PG 54 |
| Legal Subdivision | CEDAR HILL MONTAGUES ADD 02 |
| Legal Lot Number | 221 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 2400 |
Source: Hamilton County records · APN 168J R 023
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3115 E 45TH ST, CHATTANOOGA, TN 37407-3136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Apr 30, 2007 |
| Last Transfer Date | Jul 14, 2015 |
| Transfer Doc | 0000000096 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3115 E 45TH ST, CHATTANOOGA, TN 37407-3136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3115 E 45TH ST, CHATTANOOGA, TN 37407-3136 |
| Document Number | 0000000048 |
|---|---|
| Date | Feb 04, 2026 |
| Book Page | 14184/391 |
| Instrument | 2026020400048 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37450 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490.00 (+44.97%) | $32,375 (+114.05%) | $129,500 (+114.05%) Land $30,000 Building $99,500 |
| 2024 | $338.00 (+22.91%) | $15,125 (+22.72%) | $60,500 (+22.72%) Land $10,000 Building $50,500 |
| 2023 | $275.00 | $12,325 (-) | $49,300 (-) Land $10,000 Building $39,300 |
| 2022 | $275.00 | $12,325 | $49,300 Land $10,000 Building $39,300 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 3% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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