DeSoto County property record for 3119 Ac Freeman Dr N, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,624 sqft · built 2024 |
| Lot Size | 0.121 acres (5,290 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $417 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-5-15-02-0-00064-00 |
| Primary APN | 3-07-5-15-02-0-00064-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,624 sqft Adjusted Area |
| 1st Floor Area | 1,859 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,290 sqft (0.121 acres) |
| Street Address | 3119 AC FREEMAN DR N |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SHORT FORK CREEK PH 1 LOT 64 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | SHORT FORK CREEK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
Source: DeSoto County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3119 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PLANTERS BANK & TRUST CO |
| Apr 1, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP |
| Jul 31, 2023 | Warranty Deed, Transfer · Commercial Mortgage PLANTERS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2025 |
| Deed Sale | Apr 1, 2025 |
| Prior Sale | Jul 31, 2023 |
| Deed Book / Page | 1025 / 6114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3119 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3805 FOGG RD S, HERNANDO, MS 38632-7910 |
| Document Number | 5660/68755 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 5660/68755 |
| Name | PLANTERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 26, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 1, 2025 |
| Property Address | 3119 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Document Number | 01025/6114 |
| Book / Page | 1025 / 6114 |
| Map Reference | MB 143 PG 9 |
| Instrument Date | Mar 28, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3085 FOGG RD S, HERNANDO, MS 38632-9760 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3119 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Document Number | 0566227755 |
|---|---|
| Date | Apr 1, 2025 |
| Instrument | 5662/27755 |
| Name | FIRST COLONY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 31, 2023 |
| Property Address | 3119 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Document Number | 1023/13695 |
| Book / Page | 1023 / 13695 |
| Map Reference | MB 143 PG 9-14 |
| Instrument Date | Jul 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5718 GINNERS LN, HERNANDO, MS 38632-9657 |
| Name | Verified Name |
|---|---|
| Address | 3085 FOGG RD S, HERNANDO, MS 38632-9760 |
| Document Number | 0566068755 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 5660/68755 |
| Name | PLANTERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 26, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $417.00 | $5,063 Land $5,063 | $33,750 Land $33,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fixed Wireless | 100 / 20 |
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