DeSoto County property record for 3102 Ac Freeman Dr N, Hernando, MS 38632
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.115 acres (5,015 sqft) |
| Owner | Company Name on Record |
| Last Sale | $121,300 (May 2026) |
| Tax Bill | $427 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-5-15-02-0-00083-00 |
| Primary APN | 3-07-5-15-02-0-00083-00 |
|---|
| Lot Area | 5,015 sqft (0.115 acres) |
|---|
| Street Address | 3102 AC FREEMAN DR N |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1370 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PUD |
| Legal Description | SHORT FORK CREEK PH 1 LOT 83 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | SHORT FORK CREEK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 83 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
Source: DeSoto County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7500 CAPITAL DR, GERMANTOWN, TN 38138-0800 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Construction Mortgage GUARANTY BANK AND TRUST COMPANY |
| May 12, 2026 | Warranty Deed, Transfer · Construction Mortgage GUARANTY TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1026 / 8220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 12, 2026 |
| Property Address | 3102 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Document Number | 1026008220 |
| Book / Page | 1026 / 8220 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TITAN TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 7500 CAPITAL DR, GERMANTOWN, TN 38138-0800 |
| Document Number | 5663051165, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 5663/51165 |
| Name | GUARANTY BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 12, 2026 |
| Property Address | 3102 AC FREEMAN DR N, HERNANDO, MS 38632-1370 |
| Document Number | 01026/8220 |
| Book / Page | 1026 / 8220 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | TITLE COMPANY LLC, TITAN TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 7500 CAPITAL DR, GERMANTOWN, TN 38138-0800 |
| Document Number | 5663051165, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 5663/51165 |
| Name | GUARANTY TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $427.00 | $5,063 Land $5,063 | $33,750 Land $33,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fixed Wireless | 100 / 20 |
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