31187 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 31187 S Koster Rd, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,468 sqft · built 2006
Lot Size1.5 acres (65,340 sqft)
OwnerCompany Name on Record
Last Sale$776,000 (Feb 2007)
Tax Bill$12,314 (2026)
Deeds & MortgagesMay 2021 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN255-310-160-000

Property Details

APN / Parcel Number

Primary APN255-310-160-000
Alternative APN
  • 255-310-16

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,468 sqft Living Area
1st Floor Area2,468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area65,340 sqft (1.5 acres)
Garage Area759 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceWell

Location & Zoning

Old Parcel Number255-310-16
Street Address31187 S KOSTER RD
CityTRACY
StateCA
Zip95304-8822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU20
Legal DescriptionREDRAW 901115 FR ORIG APN 255110165
Legal Block1
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1005
Census Tract5503

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address31187 S KOSTER RD, TRACY, CA 95304-8822
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 5, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2007 · Amount on Record
Deed SaleFeb 21, 2007 · Amount on Record
Prior SaleNov 17, 2005 · Amount on Record
Deed Document Number200737285
Last Transfer DateMar 15, 2017
Transfer Doc0000038513
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address31187 S KOSTER RD, TRACY, CA 95304-8822
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31187 S KOSTER RD, TRACY, CA 95304-8822

Mortgage

Document Number0000092841
DateMay 27, 2021
Instrument2021-092841
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 5, 2017
Property Address31187 S KOSTER RD, TRACY, CA 95304-8822
Document Number0000038513
Instrument DateMar 15, 2017
Instrument38513
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address31187 S KOSTER RD TRACY CA 953048822, TRACY, CA 95304-8822

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictNew Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,314.00 (+3.8%)
2025$11,863.00 (+49.63%) Homeowner's exemption$1,132,389 (+49.19%) Land $415,334 Building $717,055
2023$7,928.00 (-0.16%) Homeowner's exemption$759,000 Land $120,000 Building $639,000$863,280
2022$7,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ezWave
Fixed Wireless
1,000 / 200
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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