31145 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 31145 S Koster Rd, Tracy, CA 95304 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,346 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2015)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-310-150-000`

Property Details

APN / Parcel Number

Primary APN	`255-310-150-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,346 sqft Living Area

Exterior

Year Built	Built 1949
Architectural Style	Other
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Water Source	Well

Location & Zoning

Street Address	31145 S KOSTER RD
City	TRACY
State	CA
Zip	95304-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 901115 FR ORIG APN 255110157
Legal Subdivision	TRACY GARDEN FARMS
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5503

Owner

Source: San Joaquin County records · APN 255-310-150-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4167 HEIRLOOM LN, TRACY, CA 95377-8732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 09, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 05, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 08, 2016	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	0000092442
Last Transfer Date	Jul 18, 2025
Transfer Doc	0000060174
Record Updated	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31145 S KOSTER RD, TRACY, CA 95304-8822
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31145 S KOSTER RD, TRACY, CA 95304-8822

Mortgage

Document Number	0000046613
Date	Apr 11, 2022
Instrument	2022-046613

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31145 S KOSTER RD, TRACY, CA 95304-8822
Transaction Type	Mortgage
Record Updated	Aug 03, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31145 S KOSTER RD, TRACY, CA 95304-8822

Mortgage

Document Number	0000172804
Date	Dec 09, 2020
Instrument	2020-172804

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31145 S KOSTER RD, TRACY, CA 95304-8822
Document Number	0000025498
Instrument Date	Mar 05, 2019
Transaction Type	Mortgage
Record Updated	Apr 01, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31145 S KOSTER RD TRACY CA 953048822, TRACY, CA 95304-8822

Mortgage

Document Number	0000025498
Date	Mar 14, 2019
Instrument	25498

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31145 S KOSTER RD, TRACY, CA 95304-8822
Document Number	0000006363
Instrument Date	Nov 08, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31145 S KOSTER RD TRACY CA 953048822, TRACY, CA 95304-8822

Mortgage

Document Number	0000006363
Date	Jan 13, 2017
Instrument	6363

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 12, 2045

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	New Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,859.00 (+0.79%)	$457,413 (+4.04%) Land $127,661 Building $329,752
2023	$4,821.00 (+5.96%)	$439,653 Land $122,704 Building $316,949
2022	$4,550.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
ezWave	Fixed Wireless (unlicensed)	1,000 / 200
Zinnia Networks	Fixed Wireless (unlicensed)	400 / 80
UnWired Broadband Holding	Fixed Wireless (licensed-by-rule)	400 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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