3106 Will Mill Ter, Monrovia, MD 21770 Property Records

Frederick County property record for 3106 Will Mill Ter, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,528 sqft · built 1998
Lot Size	4.08 acres (177,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2018)
Tax Bill	$8,135 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-288589`

Property Details

APN / Parcel Number

Primary APN	`09-288589`
Alternative APNs	`9288589` `288589`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,528 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	2,178 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	177,725 sqft (4.08 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	96 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	1,137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	288589
Street Address	3106 WILL MILL TER
City	MONROVIA
State	MD
Zip	21770-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 38A PL 5 SEC 2 4.08 ACRE MITRA
Legal Subdivision	MITRA 5 SEC 2
Legal Lot Number	38A
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2000
Census Tract	752101

Owner

Source: Frederick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3106 WILL MILL TER, MONROVIA, MD 21770-8733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Apr 3, 2018	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Jul 24, 2000 · Amount on Record
Deed Book / Page	12344 / 416
Prior Transfer Date	Feb 3, 2010
Prior Transfer Doc	0077070357
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3106 WILL MILL TER, MONROVIA, MD 21770-8733
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 WILL MILL TER, MONROVIA, MD 21770-8733

Mortgage

Document Number	0140740268
Date	Sep 16, 2020
Book Page	14074/268

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2018
Property Address	3106 WILL MILL TER, MONROVIA, MD 21770-8733
Document Number	0123440416
Book / Page	12344 / 0416
Map Reference	MB57 PL176
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 WILL MILL TER, MONROVIA, MD 21770-8733

Mortgage

Document Number	0012344422
Date	Apr 3, 2018
Instrument	12344/422

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,135.00 (+9.71%)	$653,667 (+15.27%)	$760,600 (+26.72%) Land $235,800 Building $524,800
2024	$7,415.00 (+9.14%)
2023	$6,794.00	$567,067	$600,200 Land $191,700 Building $408,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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