Chemung County and Ashland Town property record for 3118 Smith Rd, Wellsburg, NY 14894
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,781 sqft · built 1975 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (May 1999) |
| Tax Bill | $4,318 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2007 Transfer |
| APN | 072089 130.00-1-52 |
| Primary APN | 072089 130.00-1-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| 1st Floor Area | 907 sqft |
| Basement Area | 874 sqft |
| Finished Basement | 874 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 129,809 sqft (2.98 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00061000 |
|---|---|
| Street Address | 3118 SMITH RD |
| City | WELLSBURG |
| State | NY |
| Zip | 14894-9733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 11200 |
Source: Chemung County and Ashland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3118 SMITH RD, WELLSBURG, NY 14894-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Line of Credit CHEMUNG CANAL TRUST CO |
| Nov 15, 2007 | Intrafamily Transfer, Transfer NONE LISTED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 1999 · Amount on Record |
| Deed Sale | May 26, 1999 · Amount on Record |
| Prior Sale | May 26, 1999 |
| Deed Book / Page | 1032 / 24 |
| Last Transfer Date | Nov 9, 2007 |
| Transfer Doc | 0000007111/000003004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 3118 SMITH RD, WELLSBURG, NY 14894-9733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202513292 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 202513292 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 1, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Nov 15, 2007 |
| Property Address | 3118 SMITH RD, WELLSBURG, NY 14894-9733 |
| Document Number | 0000007111/0000030042 |
| Book / Page | 0000007111 / 0000030042 |
| Instrument Date | Nov 9, 2007 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NONE LISTED |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Chemung County and Ashland Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Ashland Town |
| Unified School District | Elmira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,318.00 (+1.03%) Homeowner's exemption | ||
| 2025 | $4,274.00 | $2,000 (-) Land $300 Building $1,700 | $194,200 (+9.72%) Land $29,130 Building $165,070 |
| 2023 | $2,000 Land $300 Building $1,700 | $176,991 Land $26,549 Building $150,442 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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