Chemung County and Ashland Town property record for 3079 Smith Rd, Wellsburg, NY 14894 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,960 sqft · built 1944 |
| Lot Size | 13.5 acres (591,545 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2025) |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Aug 2012 Mortgage Aug 2012 Mortgage + 5 more |
| APN | 072089 130.00-1-57.1 |
| Primary APN | 072089 130.00-1-57.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| 2nd Floor Area | 550 sqft |
| Upper Floors Area | 420 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 591,545 sqft (13.5 acres) |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00265000 |
|---|---|
| Street Address | 3079 SMITH RD |
| City | WELLSBURG |
| State | NY |
| Zip | 14894-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND SITE #3090 TRANSFER FROM ESTATE OF CARLTON SMITH+MRGP56.1-99 |
| Legal Block | 1 |
| Legal Lot Number | 57.001 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11200 |
Source: Chemung County and Ashland Town records · APN 072089 130.00-1-57.1
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2012 | Deed of Trust, Mortgage ELMIRA SAVINGS BANK |
| Aug 14, 2012 | Deed of Trust, Mortgage ELMIRA SAVINGS BANK |
| May 19, 2009 | Deed of Trust, Mortgage ELMIRA SAVINGS BANK |
| Oct 11, 2007 | Deed of Trust, Mortgage ELMIRA SAVINGS BANK |
| May 06, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Dec 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS & NORTHERN BANK |
| Apr 28, 2009 | Intrafamily Transfer, Transfer MALONEY JOHN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2025 · Amount on Record |
| Deed Sale | May 06, 2025 · Amount on Record |
| Prior Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 2025202506101 |
| Prior Transfer Date | Apr 28, 2009 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012081400218661 |
|---|---|
| Date | Aug 14, 2012 |
| Instrument | 20120814-00218661 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012081400218662 |
|---|---|
| Date | Aug 14, 2012 |
| Instrument | 20120814-00218662 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009051900003857 |
|---|---|
| Date | May 19, 2009 |
| Instrument | 20090519-00003857 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Jan 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007101100009581 |
|---|---|
| Date | Oct 11, 2007 |
| Instrument | 20071011-00009581 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | May 06, 2025 |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Document Number | 0202506101 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 202506101 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 STATE ROUTE 34 # LOT3, 3, WAVERLY, NY 14892-9656 |
| Document Number | 0202506104 |
|---|---|
| Date | May 06, 2025 |
| Instrument | 202506104 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Dec 27, 2021 |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Document Number | 0202118716 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 202118716 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 189 IVORY FOSTER RD APT A7, A7, OWEGO, NY 13827-1243 |
| Document Number | 0202118716 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 202118716 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Apr 28, 2009 |
| Property Address | 3079 SMITH RD, WELLSBURG, NY 14894-9705 |
| Document Number | 0000009042/0000080086 |
| Book / Page | 0000009042 / 0000080086 |
| Instrument Date | Apr 28, 2009 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | MALONEY JOHN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Chemung County and Ashland Town records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Ashland Town |
| Unified School District | Elmira City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 | $1,950 (-) Land $325 Building $1,625 | $189,300 (+9.7%) Land $31,550 Building $157,750 |
| 2023 | $1,950 Land $325 Building $1,625 | $172,566 Land $28,761 Building $143,805 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360150112004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011, river or lake flooding, Remnants Of Tropical Storm Lee |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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