3118 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3118 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,984 sqft · built 1992
Lot Size	0.311 acres (13,547 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2021)
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0006`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0006`
Alternative APN	`14342`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	13,547 sqft (0.311 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	14342
Street Address	3118 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-6 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	6
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

3118 N Riverside Dr is owned and occupied by an individual who acquired it in December 2023.

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3118 N RIVERSIDE DR, LANEXA, VA 23089-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Intrafamily Transfer, Transfer
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Aug 6, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Aug 6, 2020 · Amount on File
Deed Document Number	202124521
Last Transfer Date	Dec 12, 2023
Transfer Doc	0202313343
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Dec 13, 2023
Property Address	3118 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0202313343
Instrument Date	Dec 12, 2023
Instrument	202313343
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 17, 2021
Property Address	3118 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0210024521
Instrument Date	Dec 14, 2021
Instrument	210024521
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 N RIVERSIDE DR, LANEXA, VA 23089-9406

Mortgage

Document Number	0210024522
Date	Dec 17, 2021
Instrument	210024522

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 6, 2020
Property Address	3118 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0000011995
Instrument Date	Jul 30, 2020
Instrument	11995
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 N RIVERSIDE DR LANEXA VA 230899406, LANEXA, VA 23089-9406

Mortgage

Document Number	11996
Date	Aug 6, 2020
Instrument	11996

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3118 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0000015108
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 N RIVERSIDE DR LANEXA VA 230899406, LANEXA, VA 23089-9406

Mortgage

Document Number	0000015108
Date	Oct 17, 2019
Instrument	15108

Lender

Name	CITIZENS & FARMERS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3118 N Riverside Dr was $3,157, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00 (+6.4%)	$380,400 Land $78,100 Building $302,300	$380,400 Land $78,100 Building $302,300
2024	$2,967.00 (+20.9%)
2023	$2,454.00	$295,700 Land $46,500 Building $249,200	$295,700 Land $46,500 Building $249,200
2022	$2,454.00
2019	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3118 N Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3118 N Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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