3117 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3117 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 1998
Lot Size	0.276 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Aug 2014)
Tax Bill	$2,226 (2019)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0103`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0103`
Alternative APN	`892`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	2,666 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,066 sqft (0.276 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	205 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	892
Street Address	3117 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-103 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	103
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1031
Census Tract	80306

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3117 N RIVERSIDE DR, LANEXA, VA 23089-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI LANGLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	140013975
Deed Book / Page	1400 / 13975
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3117 N RIVERSIDE DR, LANEXA, VA 23089-9407
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209844
Date	Jun 22, 2022
Instrument	202209844

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 3, 2034

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3117 N RIVERSIDE DR, LANEXA, VA 23089-9407
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201436
Date	Jan 31, 2022
Instrument	202201436

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3117 N RIVERSIDE DR, LANEXA, VA 23089-9407
Document Number	0000021888
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 N RIVERSIDE DR LANEXA VA 230899407, LANEXA, VA 23089-9407

Mortgage

Document Number	0000021888
Date	Dec 16, 2020
Instrument	21888

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$379,300 (+27.07%) Land $77,300 Building $302,000	$379,300 (+27.07%) Land $77,300 Building $302,000
2023		$298,500 Land $43,200 Building $255,300	$298,500 Land $43,200 Building $255,300
2019	$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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