3115 Guerra Dr, Laredo, TX 78045 Property Records

Webb County property record for 3115 Guerra Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,320 sqft · built 2010
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,846 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN985-14004-080

Property Details

APN / Parcel Number

Primary APN985-14004-080
Alternative APN
  • 437668

Interior

Stories2 Stories
Building Area2,320 sqft Living Area
Gross Area2,872 sqft
1st Floor Area1,403 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area297 sqft
PorchOpen Porch
Porch Area255 sqft
Patio Area84 sqft
Balcony Area84 sqft

Location & Zoning

Street Address3115 GUERRA DR
CityLAREDO
StateTX
Zip78045-8888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSHILOH CROSSING, BLOCK 4, LOT 8, PHASE 3
Legal SubdivisionSHILOH CROSSING
Legal Phase3
Legal Block4
Legal Lot Number8
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2004
Census Tract1725

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3115 GUERRA DR, LAREDO, TX 78045-8888
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3115 GUERRA DR, LAREDO, TX 78045-8888
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004892/461
DateOct 30, 2020
Book Page4892/461
Instrument1408831
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,191 (-0.71%) Land $83,640 Building $278,551$362,191 (-0.71%) Land $83,640 Building $278,551
2025$1,846.00 (-13.86%) Homeowner's exemption$364,785 (+17.46%) Land $83,640 Building $281,145$364,785 (+17.46%) Land $83,640 Building $281,145
2024$2,143.00 (+15.46%)
2023$310,554 Land $70,200 Building $240,354$310,554 Land $70,200 Building $240,354
2022$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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