St. Louis County property record for 3118 Exeter St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,164 sqft · built 1891 |
| Lot Size | 0.109 acres (4,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $231,900 (Sep 2025) |
| Tax Bill | $2,270 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0340-01100 |
| Primary APN | 010-0340-01100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Gross Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,757 sqft (0.109 acres) |
| Garage Area | 416 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 28 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1188081 |
|---|---|
| Street Address | 3118 EXETER ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 01 BLOCK:008 SERIAL # |
| Legal Subdivision | BRYANT ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3118 EXETER ST, DULUTH, MN 55806-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK |
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 21, 2018 | Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 20251094266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 17, 2025 |
| Property Address | 3118 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 0001094266 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 1094266 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.27 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3118 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 0001094267 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 1094267 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2022 |
| Property Address | 3118 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 0001060666 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 1060666 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $683.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3118 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 0001060667 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 1060667 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 21, 2018 |
| Property Address | 3118 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 00T1006316 |
| Instrument Date | Dec 14, 2018 |
| Instrument | T1006316 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.27 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3118 EXETER ST DULUTH MN 558061315, DULUTH, MN 55806-1315 |
| Document Number | 1006317 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 1006317 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Number | 1006318, |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 1006318 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount Recorded |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,270.00 (+14.3%) Homeowner's exemption | ||
| 2025 | $1,986.00 (+3.12%) Homeowner's exemption | $197,100 (+15.06%) Land $17,900 Building $179,200 | $197,100 (+15.06%) Land $17,900 Building $179,200 |
| 2024 | $1,926.00 | $171,300 (+20.38%) Land $21,500 Building $149,800 | $171,300 (+20.38%) Land $21,500 Building $149,800 |
| 2022 | $142,300 Land $18,900 Building $123,400 | $142,300 Land $18,900 Building $123,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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