St. Louis County property record for 3116 Exeter St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.1 acres (4,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (May 2022) |
| Tax Bill | $170 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0340-01120 |
| Primary APN | 010-0340-01120 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Lot Area | 4,380 sqft (0.1 acres) |
| Garage Area | 832 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 1129768 |
|---|---|
| Street Address | 3116 EXETER ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SERIAL # |
| Legal Subdivision | BRYANT ADDITION 2ND DIVISION DULUTH |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2600 |
Source: St. Louis County records · APN 010-0340-01120
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3116 EXETER ST, DULUTH, MN 55806-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Aug 11, 2020 | Quit Claim Deed, Transfer RUOFF MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2022 · Amount on Record |
| Deed Sale | May 04, 2022 · Amount on Record |
| Deed Document Number | 20221056196 |
| Prior Transfer Date | Jul 23, 2020 |
| Prior Transfer Doc | 0001027224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 04, 2022 |
| Property Address | 3116 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 0001056196 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 1056196 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3116 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 0001056197 |
|---|---|
| Date | May 04, 2022 |
| Instrument | 1056197 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | Prime Rate |
| Max Rate | 10.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 11, 2020 |
| Property Address | 3116 EXETER ST, DULUTH, MN 55806-1315 |
| Document Number | 00T1027224 |
| Instrument Date | Jul 23, 2020 |
| Instrument | T1027224 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3116 EXETER ST DULUTH MN 558061315, DULUTH, MN 55806-1315 |
| Document Number | T1027225 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | T1027225 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 10, 2040 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170.00 (-17.48%) Homeowner's exemption | ||
| 2025 | $206.00 (+0.98%) Homeowner's exemption | $12,600 (-16.56%) Land $12,600 | $12,600 (-16.56%) Land $12,600 |
| 2024 | $204.00 | $15,100 (+13.53%) Land $15,100 | $15,100 (+13.53%) Land $15,100 |
| 2022 | $13,300 Land $13,300 | $13,300 Land $13,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AirFiber Fixed Wireless | 100 / 20 |
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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