3118 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 3118 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,442 sqft · built 1978
Lot Size	0.428 acres (18,648 sqft)
Owner	Individual Name on Record
Last Sale	$200,500 (Sep 2026)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/05047-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/05047-000-000`
Alternative APN	`792329278031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,442 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	962 sqft
Basement Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Hardboard
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,648 sqft (0.428 acres)
Lot Dimensions	259 ft deep x 72 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3118 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX E 13F- LOT 97 GRAND VIEW ACRES
Legal Subdivision	GRAND VIEW ACRES
Legal Lot Number	97
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1016
Census Tract	103

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3118 E 38TH ST, DES MOINES, IA 50317-3920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Contract Sale, Transfer NONE LISTED ON DOCUMENT
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jan 28, 1999
Deed Document Number	202659006
Deed Book / Page	20667 / 611
Prior Transfer Date	Aug 6, 1998
Prior Transfer Doc	0000014473
Record Updated	Oct 29, 2026

September 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	POLK IA
Recording Date	Sep 23, 2026
Property Address	3118 E 38TH ST, DES MOINES, IA 50317-3920
Document Number	0000059006
Book / Page	20667 / 611
Instrument Date	May 1, 2026
Instrument	202659006
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$32,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 E 38TH ST, DES MOINES, IA 50317-3920

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3118 E 38TH ST, DES MOINES, IA 50317-3920
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000071479
Date	Dec 23, 2020
Book Page	18268/124
Instrument	2020-00071479

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00	$216,200 (+12.31%) Land $27,700 Building $188,500	$216,200 (+12.31%) Land $27,700 Building $188,500
2024	$3,660.00 (+4.33%)
2023		$192,500 Land $24,200 Building $168,300	$192,500 Land $24,200 Building $168,300
2020	$3,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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