3100 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 3100 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 884 sqft · built 1968
Lot Size	0.2 acres (8,733 sqft)
Owner	Company Name on Record
Last Sale	$158,000 (Jul 2019)
Tax Bill	$3,598 (2024)
Deeds & Mortgages	May 2021 Line of Credit Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7923-29-278-033`

Property Details

APN / Parcel Number

Primary APN	`7923-29-278-033`
Alternative APN	`060/05049-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Total Area
Gross Area	1,768 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	884 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,733 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3100 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3920
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	-EX E 13F- E 1/2 LOT 99 GRAND VIEW ACRES
Legal Range	23W
Legal Township	79N
Legal Section	29
Legal Subdivision	GRAND VIEW ACRES
Legal Lot Number	99
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1016
Census Tract	103

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	814 35TH ST SW, ALTOONA, IA 50009-9643
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
Mar 28, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 9, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2019	Warranty Deed, Transfer NOT AVAILABLE
Oct 3, 2018	Warranty Deed, Transfer · ARM CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Feb 9, 2022
Deed Document Number	0000009131
Deed Book / Page	017427 / 000548
Last Transfer Date	Mar 28, 2022
Transfer Doc	0000023717
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3100 E 38TH ST, DES MOINES, IA 50317-3920
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 35TH ST SW, ALTOONA, IA 50009-9643

Mortgage

Document Number	0000045587
Date	May 3, 2021
Book Page	18508/305
Instrument	2021-00045587

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	LUANA, IA 52156

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Mar 28, 2022
Property Address	3100 E 38TH ST, DES MOINES, IA 50317-3920
Document Number	0000023717
Book / Page	19039 / 593
Instrument Date	Mar 24, 2022
Instrument	2022-00023717
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 35TH ST SW, ALTOONA, IA 50009-9643

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Feb 9, 2022
Property Address	3100 E 38TH ST, DES MOINES, IA 50317-3920
Document Number	0000010954
Book / Page	18981 / 141
Instrument Date	Feb 8, 2022
Instrument	2022-00010954
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 35TH ST SW, ALTOONA, IA 50009-9643

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 30, 2019
Property Address	3100 E 38TH ST, DES MOINES, IA 50317-3920
Document Number	0000009131
Book / Page	017427 / 000548
Instrument Date	Jul 28, 2019
Instrument	9131
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 E EUCLID AVE DES MOINES IA 503174035, DES MOINES, IA 50317-4035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 3, 2018
Property Address	3100 E 38TH ST, DES MOINES, IA 50317-3920
Document Number	0000027505
Book / Page	17100 / 0541
Instrument Date	Sep 28, 2018
Instrument	2018-00027505
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 SW ABILENE RD, ANKENY, IA 50023-7173

Mortgage

Document Number	0000027507
Date	Oct 3, 2018
Instrument	2018-00027507

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,700 (+14.23%) Land $21,300 Building $183,400	$204,700 (+14.23%) Land $21,300 Building $183,400
2024	$3,598.00 (+12.23%)
2023		$179,200 Land $18,600 Building $160,600	$179,200 Land $18,600 Building $160,600
2020	$3,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures