Polk County property record for 3118 Cedar St, Lake Wales, FL 33898
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1960 |
| Lot Size | 0.416 acres (18,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Nov 2025) |
| Tax Bill | $2,302 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-30-08-941000-008060 |
| Primary APN | 28-30-08-941000-008060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,099 sqft (0.416 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|
| Street Address | 3118 CEDAR ST |
|---|---|
| City | LAKE WALES |
| State | FL |
| Zip | 33898-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | GOLF VIEW PARK PB 14 PG 23 23A BLK 8 LOTS 5 & 6 |
| Legal Range | 28E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | GOLF VIEW PARK |
| Legal Tract | 941000 |
| Legal Block | 8 |
| Legal Lot Number | 5,6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15401 |
3118 Cedar St is owned by two individuals who bought it in November 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2043 OLD BARTOW RD, LAKE WALES, FL 33859-8110 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Correction Deed PUBLIC TITLE SERVICES LLC |
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC |
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 1, 2020 | Grant Deed, Transfer · Conventional with PMI SUMMIT MTG CORP |
| Apr 23, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Jul 1, 2020 · Amount on File |
| Deed Document Number | 2025261380 |
| Deed Book / Page | 13765 / 2193 |
| Prior Transfer Date | Nov 28, 2017 |
| Prior Transfer Doc | 0000228056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 14, 2025 |
| Property Address | 3118 CEDAR ST, LAKE WALES, FL 33898-5303 |
| Document Number | 0000269298 |
| Book / Page | 13777 / 1403 |
| Map Reference | MB 14 PG 23 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025269298 |
| Record Updated | Nov 28, 2025 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2043 OLD BARTOW RD, LAKE WALES, FL 33859-8110 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2043 OLD BARTOW RD, LAKE WALES, FL 33859-8110 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 3118 CEDAR ST, LAKE WALES, FL 33898-5303 |
| Document Number | 0000261380 |
| Book / Page | 13765 / 2193 |
| Map Reference | MB 14 PG 23 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025261380 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2343 COUNTRY CLUB RD, SEBRING, FL 33872-3885 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3118 CEDAR ST, LAKE WALES, FL 33898-5303 |
| Investor | Possibly a Property Investor |
| Document Number | 0000261381 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 13765/2195 |
| Instrument | 2025261381 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3118 CEDAR ST, LAKE WALES, FL 33898-5303 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2343 COUNTRY CLUB ROAD, TAMPA, FL 33672 |
| Document Number | 0000008949 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 12067/2117 |
| Instrument | 2022008949 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 1, 2020 |
| Property Address | 3118 CEDAR ST, LAKE WALES, FL 33898-5303 |
| Document Number | 0112842009 |
| Book / Page | 011284 / 002009 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 132006 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $493.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2343 COUNTRY CLUB RD SEBRING FL 338723885, SEBRING, FL 33872-3885 |
| Document Number | 112842012 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 011284/002012 |
| Instrument | 132007 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 23, 2019 |
| Property Address | 3118 CEDAR ST, LAKE WALES, FL 33898-5303 |
| Document Number | 0108180429 |
| Book / Page | 010818 / 000429 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 82332 |
| Transaction Type | Foreclosure |
| Record Updated | May 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610 |
The 2025 property tax bill for 3118 Cedar St was $2,302, down 19.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,162 (+5.41%) Land $45,718 Building $130,444 | $176,162 (-9.2%) Land $45,718 Building $130,444 | |
| 2025 | $2,302.00 (-19.31%) | $167,118 (-16.34%) | $194,006 (-2.88%) Land $43,908 Building $150,098 |
| 2024 | $2,853.00 (+4.97%) | $199,767 (-7.22%) Land $43,908 Building $155,859 | $199,767 (-7.22%) Land $43,908 Building $155,859 |
| 2023 | $2,718.00 (+18.59%) | $215,310 (+38.24%) Land $42,908 Building $172,402 | $215,310 (+38.24%) Land $42,908 Building $172,402 |
| 2022 | $2,292.00 | $155,755 Land $10,860 Building $144,895 | $155,755 Land $10,860 Building $144,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3118 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3118 Cedar St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures