3048 Cedar St, Lake Wales, FL 33898 Property Records

Polk County property record for 3048 Cedar St, Lake Wales, FL 33898

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,514 sqft · built 1983
Lot Size0.244 acres (10,646 sqft)
OwnerIndividual Name on Record
Tax Bill$2,170 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN28-30-08-941000-007080

Property Details

APN / Parcel Number

Primary APN28-30-08-941000-007080
Alternative APNs
  • 083028941000007080
  • 83028000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area1,514 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialComposition/Composite
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area10,646 sqft (0.244 acres)
Lot Dimensions148 ft deep x 73 ft wide
View / LotCommercial/Industrial
PorchScreened/Unfinished Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3048 CEDAR ST
CityLAKE WALES
StateFL
Zip33898-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionGOLF VIEW PARK PB 14 PG 23 23A BLK 7 LOT 8
Legal Range28E
Legal Township30S
Legal Section08
Legal SubdivisionGOLF VIEW PARK
Legal Tract941000
Legal Block7
Legal Lot Number8
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2040
Census Tract15401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1909 BARNEY KEEN RD, LAKE WALES, FL 33898-8343
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 8, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 17, 2022
Transfer Doc0000186205
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3048 CEDAR ST, LAKE WALES, FL 33898-5302
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 BARNEY KEEN RD, LAKE WALES, FL 33898

Mortgage

Document Number0000010842
DateJan 14, 2026
Book Page13846/577
Instrument2026010842
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJul 8, 2022
Property Address3048 CEDAR ST, LAKE WALES, FL 33898-5302
Document Number0000186205
Book / Page12330 / 533
Map ReferenceMB 14 PG 23
Instrument DateMay 17, 2022
Instrument2022186205
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2736 TAYLOR RD, 2736, WAHNETA, FL 33880-1024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1909 BARNEY KEEN ROAD, SAN FRANCISCO, 22898

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,556 (-3.76%) Land $18,388 Building $143,168$161,556 (-3.76%) Land $18,388 Building $143,168
2025$2,170.00 (-27.79%)$167,868 (-12.99%) Land $17,855 Building $150,013$167,868 (-12.99%) Land $17,855 Building $150,013
2023$3,005.00 (+319.69%)$192,931 (+323.75%) Land $17,355 Building $175,576$192,931 (+26.7%) Land $17,355 Building $175,576
2022$716.00$45,529$152,270 Land $6,387 Building $145,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE WALES
serves 18,722 people · EPA ID FL6532234
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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