3117 Union Lake Rd, Denton, TX 76210 Property Records

Denton County property record for 3117 Union Lake Rd, Denton, TX 76210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,920 sqft · built 2003
Lot Size	0.346 acres (15,079 sqft)
Owner	Company Name on File
Last Sale	$127,500 (Sep 2005)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R226890 403116`

Property Details

APN / Parcel Number

Primary APN	`R226890 403116`
Alternative APNs	`SD3917A-00000J-0000-0033-0000` `SD3917A-00000J-0000-0033` `R226890` `596943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	3,389 sqft
1st Floor Area	2,194 sqft
2nd Floor Area	726 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,079 sqft (0.346 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3117 UNION LAKE RD
City	DENTON
State	TX
Zip	76210-2973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIND RIVER EST PH IV BLK J LOT 33
Legal Subdivision	WIND RIVER EST PH IV
Legal Block	J
Legal Lot Number	33
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	1
Census Block	1002
Census Tract	21306

Owner

3117 Union Lake Rd is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: Denton County records, as of September 14, 2026

Owner of Record	Company Name on File
Mailing Address	3117 UNION LAKE RD, DENTON, TX 76210-2973
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Intrafamily Transfer, Transfer
Jan 11, 2023	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2005 · Amount on File
Deed Sale	Sep 28, 2005 · Amount on File
Prior Sale	Sep 3, 2003 · Amount on File
Deed Document Number	2005120629
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000031392
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENTON TX
Recording Date	Mar 30, 2023
Property Address	3117 UNION LAKE RD, DENTON, TX 76210-2973
Document Number	0000031392
Instrument Date	Mar 29, 2023
Instrument	2023-031392
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3117 UNION LAKE RD, DENTON, TX 76210-2973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 UNION LAKE RD, DENTON, TX 76210-2973

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jan 11, 2023
Property Address	3117 UNION LAKE RD, DENTON, TX 76210-2973
Document Number	0000003177
Map Reference	VOL 2 PG 138
Instrument Date	Jan 10, 2023
Instrument	2023-003177
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	OMA TITLE, DOMA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PANHANDLE ST, DENTON, TX 76201-2745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 KINGS ROW, DENTON, TX 76209-8773

Mortgage

Document Number	0000003178
Date	Jan 11, 2023
Instrument	2023-003178

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3117 Union Lake Rd was $1,812 with exemptions applied, down 29.1% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,396 (-1.32%) Land $117,849 Building $318,547	$436,396 (-1.32%) Land $117,849 Building $318,547
2025	$1,812.00 (-29.05%) Homeowner's exemption Senior Citizen's exemption	$442,216 Land $84,661 Building $357,555	$442,216 Land $84,661 Building $357,555
2024	$2,554.00 (-0.23%)
2023	$2,560.00 (-42.77%) Homeowner's exemption Senior Citizen's exemption	$459,027 Land $84,661 Building $374,366	$459,027 Land $84,661 Building $374,366
2022	$4,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3117 Union Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3117 Union Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi.

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