Denton County property record for 3109 Union Lake Rd, Denton, TX 76210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,623 sqft · built 2003 |
| Lot Size | 0.233 acres (10,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Sep 2006) |
| Tax Bill | $5,627 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R226888 403116 |
| Primary APN | R226888 403116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,623 sqft Living Area |
| Gross Area | 3,123 sqft |
| 1st Floor Area | 1,944 sqft |
| 2nd Floor Area | 679 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,153 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3109 UNION LAKE RD |
|---|---|
| City | DENTON |
| State | TX |
| Zip | 76210-2973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIND RIVER EST PH IV BLK J LOT 31 |
| Legal Subdivision | WIND RIVER EST PH IV |
| Legal Block | J |
| Legal Lot Number | 31 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | DENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21306 |
3109 Union Lake Rd is owned and occupied by two individuals who bought it in September 2006.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 UNION LAKE RD, DENTON, TX 76210-2973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2006 · Amount on File |
| Deed Sale | Sep 15, 2006 · Amount on File |
| Prior Sale | Aug 27, 2003 · Amount on File |
| Deed Document Number | 2006114464 |
| Prior Transfer Date | Sep 1, 2006 |
| Prior Transfer Doc | 0000114464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 3109 UNION LAKE RD, DENTON, TX 76210-2973 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000106610 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-106610 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 3109 Union Lake Rd was $5,627 with a homeowner's exemption, up 5.1% from the year before.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Denton City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,000 (-) Land $111,691 Building $258,309 | $370,000 (-) Land $111,691 Building $258,309 | |
| 2025 | $5,627.00 (+5.08%) Homeowner's exemption | $370,000 Land $76,164 Building $293,836 | $370,000 Land $76,164 Building $293,836 |
| 2024 | $5,355.00 (+14.08%) | ||
| 2023 | $4,694.00 (-8.48%) Homeowner's exemption | $404,000 Land $76,164 Building $327,836 | $404,000 Land $76,164 Building $327,836 |
| 2022 | $5,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 Union Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 Union Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENTON serves 150,037 people · EPA ID TX0610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, ElektraFi, Frontier, Nextlink, Pavlov Media, Verizon.
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