Union County property record for 3117 Elmwood Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,268 sqft · built 2018 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Nov 2021) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-003-176 |
| Primary APN | 06-003-176 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,268 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3117 ELMWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #44 ELLINGTON DOWNS PH1A OPCN369-370 OPCN790-791 |
| Legal Subdivision | ELLINGTON DOWNS |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20308 |
3117 Elmwood Dr, a rural home, is owned and occupied by an individual who bought it in November 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC |
| Sep 15, 2020 | Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Dec 11, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Dec 11, 2018 · Amount on File |
| Deed Document Number | 202155158 |
| Deed Book / Page | 8320 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 19, 2021 |
| Property Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 8320238 |
| Book / Page | 8320 / 238 |
| Map Reference | CAB N FILE 790&791 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 55158 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 E PARK RD APT 104, 309, INDIAN TRAIL, NC 28079-7854 |
| Name | Verified Name |
|---|---|
| Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 55159 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 55159 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 7857471 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3117 ELMWOOD DR MONROE NC 281109350, MONROE, NC 28110-9350 |
| Document Number | 7857471 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 007857/000471 |
| Instrument | 43154 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 22, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 11, 2018 |
| Property Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 0007281851 |
| Book / Page | 7281 / 851 |
| Map Reference | CAB N FILE 790&791 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 0033914 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8800 E RAINTREE DR # DR300, 8800, SCOTTSDALE, AZ 85260-3957 |
| Name | Verified Name |
|---|---|
| Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 0000033915 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 0033915 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 20, 2018 |
| Property Address | 3117 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 7105490 |
| Book / Page | 007105 / 000490 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 4267 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $857.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8800 E RAINTREE DR #300 SCOTTSDALE AZ 852603966, 300, SCOTTSDALE, AZ 85260-3966 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3117 Elmwood Dr was $2,907.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,800 (-) Land $102,800 Building $523,000 | $625,800 (-) Land $102,800 Building $523,000 | |
| 2025 | $2,907.00 | $625,800 Land $102,800 Building $523,000 | $625,800 Land $102,800 Building $523,000 |
| 2023 | $2,396.00 | $383,200 Land $87,000 Building $296,200 | $383,200 Land $87,000 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3117 Elmwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2023 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3117 Elmwood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures