Union County property record for 3105 Elmwood Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 2018 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Mar 2025) |
| Tax Bill | $2,165 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-003-179 |
| Primary APN | 06-003-179 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,538 sqft (0.196 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3105 ELMWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #47 ELLINGTON DOWNS PH1A OPCN369-370 OPCN790-791 |
| Legal Subdivision | ELLINGTON DOWNS |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20308 |
3105 Elmwood Dr, a rural home, is owned and occupied by two individuals who acquired it in August 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3105 ELMWOOD DR, MONROE, NC 28110-9350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on File |
| Deed Sale | Mar 27, 2025 · Amount on File |
| Prior Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 20257296 |
| Deed Book / Page | 9086 / 870 |
| Last Transfer Date | Aug 7, 2025 |
| Transfer Doc | 0009177789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 25, 2018 |
| Property Address | 3105 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 7239878 |
| Book / Page | 007239 / 000878 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 26962 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $604.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3105 ELMWOOD DR MONROE NC 281109350, MONROE, NC 28110-9350 |
| Document Number | 7239882 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 007239/000882 |
| Instrument | 26963 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 20, 2018 |
| Property Address | 3105 ELMWOOD DR, MONROE, NC 28110-9350 |
| Document Number | 7121380 |
| Book / Page | 007121 / 000380 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 7092 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $706.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8800 E RAINTREE DR #300 SCOTTSDALE AZ 852603966, 300, SCOTTSDALE, AZ 85260-3966 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3105 Elmwood Dr was $2,165.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,200 (-) Land $102,800 Building $363,400 | $466,200 (-) Land $102,800 Building $363,400 | |
| 2025 | $2,165.00 | $466,200 Land $102,800 Building $363,400 | $466,200 Land $102,800 Building $363,400 |
| 2023 | $1,932.00 | $309,000 Land $87,000 Building $222,000 | $309,000 Land $87,000 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3105 Elmwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2023 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3105 Elmwood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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