3116 Water Edge Pt, Winter Park, FL 32792 Property Records

Seminole County property record for 3116 Water Edge Pt, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,332 sqft · built 1998
Lot Size	1.14 acres (49,895 sqft)
Owner	Individual Name on File
Last Sale	$466,000 (Jun 2021)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`23-21-30-5LT-0000-0330`

Property Details

APN / Parcel Number

Primary APN	`23-21-30-5LT-0000-0330`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,330 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,895 sqft
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3116 WATER EDGE PT
City	WINTER PARK
State	FL
Zip	32792-8163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 LOST CREEK PB 46 PGS 72 THRU 75
Legal Range	30E
Legal Township	21S
Legal Section	23
Legal Subdivision	LOST CREEK
Legal Lot Number	33
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	22206

Owner

3116 Water Edge Pt is owned and occupied by an individual who bought it in June 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	3116 WATER EDGE PT, WINTER PARK, FL 32792-8163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER HOME FUNDING CORPORATION
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Apr 12, 1999 · Amount on File
Deed Document Number	2021080684
Deed Book / Page	9963 / 167
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3116 WATER EDGE PT, WINTER PARK, FL 32792-8163
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 WATER EDGE PT, WINTER PARK, FL 32792-8163

Mortgage

Document Number	0104211278
Date	Apr 13, 2023
Book Page	10421/1278
Instrument	2023033617

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 16, 2021
Property Address	3116 WATER EDGE PT, WINTER PARK, FL 32792-8163
Document Number	0099630167
Book / Page	9963 / 167
Map Reference	MB 46 PG 72
Instrument Date	Jun 3, 2021
Instrument	2021080684
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3116 WATER EDGE PT, 3116, WINTER PARK, FL 32792-8163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 WATER EDGE PT, WINTER PARK, FL 32792-8163

Mortgage

Document Number	9963168
Date	Jun 16, 2021
Instrument	9963/168

Lender

Name	PREMIER HOME FUNDING CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3116 WATER EDGE PT, WINTER PARK, FL 32792-8163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091960923
Date	Aug 21, 2018
Book Page	09196/0923
Instrument	2018096430

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3116 Water Edge Pt was $4,870 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,870.00 Homeowner's exemption	$385,720	$496,001 Land $100,000 Building $396,001
2023	$4,687.00 (+2.49%) Homeowner's exemption	$363,931 (+3%)	$430,582 (-1.22%) Land $70,000 Building $360,582
2022	$4,573.00 Homeowner's exemption	$353,331	$435,891 Land $95,000 Building $340,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3116 Water Edge Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	10 (1997–2024)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 Water Edge Pt is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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