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3104 Water Edge Pt, Winter Park, FL 32792 Property Records

Seminole County property record for 3104 Water Edge Pt, Winter Park, FL 32792

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,981 sqft · built 2000
Lot Size0.42 acres (18,305 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Feb 2019)
Tax Bill$3,625 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN23-21-30-5LT-0000-0360

Property Details

APN / Parcel Number

Primary APN23-21-30-5LT-0000-0360
Alternative APN
  • 2130235LT00000360

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,981 sqft Living Area
Gross Area2,326 sqft
1st Floor Area1,981 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,305 sqft (0.42 acres)
Garage TypeAttached
Garage Area345 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3104 WATER EDGE PT
CityWINTER PARK
StateFL
Zip32792-8163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 36 LOST CREEK PB 46 PGS 72 THRU 75
Legal Range30E
Legal Township21S
Legal Section23
Legal SubdivisionLOST CREEK
Legal Tract5LT
Legal Lot Number36
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group3
Census Block3000
Census Tract22206

Owner

3104 Water Edge Pt is owned and occupied by two individuals who bought it in February 2019.

Source: Seminole County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3104 WATER EDGE PT, WINTER PARK, FL 32792-8163
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2019 · Amount on File
Deed SaleFeb 22, 2019 · Amount on File
Prior SaleDec 1, 2011 · Amount on File
Deed Document Number201919280
Deed Book / Page9302 / 1513
Prior Transfer DateDec 9, 2011
Prior Transfer Doc0000018668
Record UpdatedOct 29, 2026

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 22, 2019
Property Address3104 WATER EDGE PT, WINTER PARK, FL 32792-8163
Document Number0093021513
Book / Page09302 / 1513
Map ReferenceMB 46 PG 72-75
Instrument DateFeb 19, 2019
Instrument2019019280
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyALOMA TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7052 WHITEMARSH CIR, 7052, LAKEWOOD RANCH, FL 34202-8962

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3104 WATER EDGE PT, WINTER PARK, FL 32792-8163

Mortgage

Document Number2019019281
DateFeb 22, 2019
Instrument2019019281
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3104 Water Edge Pt was $3,625 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,625.00 Homeowner's exemption$274,830$399,981 Land $100,000 Building $299,981
2023$3,294.00 (+2.58%) Homeowner's exemption$259,306 (+3%)$344,715 (-1.45%) Land $70,000 Building $274,715
2022$3,211.00 Homeowner's exemption$251,753$349,795 Land $90,000 Building $259,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Water Edge Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims10 (1997–2024)
Claims Outside the SFHA8 of 10
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Water Edge Pt is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Metronet.

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