Ocean County and Toms River Township property record for 3116 Ocean Rd, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1965 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Nov 1999) |
| Tax Bill | $24,341 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 08-00950-10-00002 |
| Primary APN | 08-00950-10-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3116 OCEAN RD |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB5 |
| Legal Description | 40X100 |
| Legal Subdivision | OCEAN BEACH SHORES MAP |
| Legal Block | 950 |
| Legal Lot Number | 2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 722500 |
3116 Ocean Rd is owned by two individuals who acquired it in August 2022.
Source: Ocean County and Toms River Township records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 591 GLEN AVE, CLIFFSIDE PARK, NJ 07010-1801 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Dec 1, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Aug 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 1999 · Amount on File |
| Deed Sale | Nov 8, 1999 · Amount on File |
| Deed Document Number | 1999100405 |
| Deed Book / Page | 5756 / 356 |
| Last Transfer Date | Aug 5, 2022 |
| Transfer Doc | 0191381424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 3116 OCEAN RD, LAVALLETTE, NJ 08735-1920 |
| Document Number | 0000056571 |
| Book / Page | 20437 / 441 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202656571 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000056571, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 20437/441 |
| Instrument | 202656571 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3116 OCEAN RD, LAVALLETTE, NJ 08735-1920 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0195501956 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 19550/1956 |
| Instrument | 2023089971 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 18, 2022 |
| Property Address | 3116 OCEAN RD, LAVALLETTE, NJ 08735-1920 |
| Document Number | 0191381424 |
| Book / Page | 19138 / 1424 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022091330 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3116 OCEAN RD, 3116, LAVALLETTE, NJ 08735-1920 |
| Name | Verified Name |
|---|---|
| Address | 591 GLEN AVE, CLIFFSIDE PARK, NJ 07010-1801 |
| Document Number | 2022091331 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022091331 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 3116 Ocean Rd was $24,341, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,245,700 (-) Land $750,000 Building $495,700 | $1,245,700 (-) Land $750,000 Building $495,700 | |
| 2025 | $24,341.00 (+7.3%) | $1,245,700 Land $750,000 Building $495,700 | $1,245,700 Land $750,000 Building $495,700 |
| 2024 | $22,684.00 | ||
| 2023 | $1,245,700 Land $750,000 Building $495,700 | $1,245,700 Land $750,000 Building $495,700 | |
| 2022 | $20,790.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3116 Ocean Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3116 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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