3114 Ocean Rd, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 3114 Ocean Rd, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1967
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Feb 1994)
Tax Bill	$24,536 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone VE (high risk)
APN	`08-00950-10-00001`

Property Details

APN / Parcel Number

Primary APN	`08-00950-10-00001`
Alternative APN	`0800950001000001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3114 OCEAN RD
City	LAVALLETTE
State	NJ
Zip	08735-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB5
Legal Description	40X100
Legal Subdivision	OCEAN BEACH SHORES SEC
Legal Block	950
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	3
Census Block	3028
Census Tract	722500

Owner

3114 Ocean Rd is owned by two individuals who bought it in February 1994.

Source: Ocean County and Toms River Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 CONCORD RD, SCOTCH PLAINS, NJ 07076-2104
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 1994 · Amount on File
Deed Sale	Feb 25, 1994 · Amount on File
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3114 OCEAN RD, LAVALLETTE, NJ 08735-1920
Document Number	0177981163
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 OCEAN RD LAVALLETTE NJ 087351920, LAVALLETTE, NJ 08735-1920

Mortgage

Document Number	0177981163
Date	Feb 25, 2020
Book Page	017798/001163
Instrument	20052

Lender

Name	FRANK P LETTERA
Address	2102 ALDENE AVE, SCOTCH PLAINS, NJ 07076-4649

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 24, 2021

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3114 Ocean Rd was $24,536, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,255,700 (-) Land $750,000 Building $505,700	$1,255,700 (-) Land $750,000 Building $505,700
2025	$24,536.00 (+7.3%)	$1,255,700 Land $750,000 Building $505,700	$1,255,700 Land $750,000 Building $505,700
2024	$22,866.00
2023		$1,255,700 Land $750,000 Building $505,700	$1,255,700 Land $750,000 Building $505,700
2022	$20,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3114 Ocean Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 733 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	754 units insured incl. 21 condo units
Nearby Flood Claims	1,149 (1978–2024)
Claims Outside the SFHA	166 of 1,149
Most Recent Claim	Aug 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 859 claims Hurricane Irene, Sep 2011 · 59 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3114 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20