3116 Merion Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 3116 Merion Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,810 sqft · built 2002
Lot Size	0.783 acres (34,151 sqft)
Owner	Individual Name on Record
Last Sale	$3,450,000 (Nov 2024)
Tax Bill	$18,013 (2024)
Deeds & Mortgages	May 2022 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23-2S-21-42450-000-3116`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42450-000-3116`
Alternative APN	`1042104`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,810 sqft Living Area
Gross Area	6,123 sqft
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	34,151 sqft (0.783 acres)
Lot Dimensions	19.3 ft deep x 17.7 ft wide
Garage Type	Detached - Finished
Garage Area	575 sqft

Exterior Amenities

Porch	Porch
Porch Area	474 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1042104
Street Address	3116 MERION DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 3116 MERION AT BURNT PINE PB 13-45 OR 2298-289 OR 2872-19 OR 3167-1389 OR 3214-1703 OR 3341-2976
Legal Range	21W
Legal Township	02S
Legal Section	23
Legal Subdivision	MERION AT BURNT PINE S/D
Legal Lot Number	3116
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3116 MERION DR, MIRAMAR BEACH, FL 32550-7887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer SHORELINE TITLE LLC
Sep 1, 2021	Warranty Deed, Transfer · Commercial Mortgage COLONY AMERICAN FINANCE LENDER LLC
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	20240039521
Deed Book / Page	3341 / 2976
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 10, 2022
Property Address	3116 MERION DR, MIRAMAR BEACH, FL 32550-7887
Document Number	0032513519
Book / Page	3251 / 3519
Map Reference	MB 13 PG 45&45A
Instrument Date	May 9, 2022
Instrument	20220022283
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$19,602.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 PICKERING LN, 545, ATLANTA, GA 30327-4667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 MERION DR, MIRAMAR BEACH, FL 32550-7887

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 1, 2021
Property Address	3116 MERION DR, MIRAMAR BEACH, FL 32550-7887
Document Number	0032141703
Book / Page	3214 / 1703
Map Reference	MB 13 PG 45&45A
Instrument Date	Aug 31, 2021
Instrument	20210043898
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NOT AVAILABLE, KETCHERSID LAND & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$12,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13664, TALLAHASSEE, FL 32317-3664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 PICKERING LN, ATLANTA, GA 30327-4667

Mortgage

Document Number	32141705
Date	Sep 1, 2021
Instrument	3214/1705

Lender

Name	COLONY AMERICAN FINANCE LENDER LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 3, 2020
Property Address	3116 MERION DR, MIRAMAR BEACH, FL 32550-7887
Document Number	0031671389
Book / Page	3167 / 1389
Map Reference	MB 13 PG 45&5A
Instrument Date	Oct 30, 2020
Instrument	20200044418
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6160, MIRAMAR BEACH, FL 32550-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 W COUNTY HIGHWAY 30A, SANTA ROSA BEACH, FL 32459-4322

Mortgage

Document Number	0031671391
Date	Nov 3, 2020
Instrument	3167/1391

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,538,170 (+27.57%) Land $812,500 Building $1,725,670	$2,538,170 (+27.57%) Land $812,500 Building $1,725,670
2024	$18,013.00 (-0.37%)
2023	$18,079.00 (+3.9%)	$1,989,685 (+5.97%) Land $483,615 Building $1,506,070	$1,989,685 (+5.97%) Land $483,615 Building $1,506,070
2022	$17,401.00	$1,877,661 Land $536,813 Building $1,340,848	$1,877,661 Land $536,813 Building $1,340,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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